Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 106,673 reviews, last reviewed 14th May 2026
2575850% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best platform for daily trading The best platform for daily trading Reviewed on: 14th May 2026
Edward L's avatar
Edward L

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106673)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use.

5
Easy to use. Love the 4 months no interest Reviewed on: 6th May 2026

Handy too have pay pal

5
Pay pal is a good tool to have as if I needed to spread the cost of buying something it works well for that purpose. Reviewed on: 6th May 2026

Good, affordable and fair payments

5
Good, affordable and fair payments Reviewed on: 6th May 2026

It’s alright

4
Easy to use in the app. You can see everything going in and out Reviewed on: 6th May 2026

Its a great way to pay monthly for that costly items.

5
Its a great way to pay monthly for that costly items. You decide the terms..how much and how long for. Recommend to everyone. Reviewed on: 6th May 2026

I put my trust in paypal

5
Service is excellent from just paying for an order safely , can have the option to pay for larger purchase in 3 easy payments. If you return anything that you have purchased paypal deal with a refund quickly. Customer service is outstanding. Reviewed on: 6th May 2026

PayPal is so easy to use, and the pay in three optio...

5
PayPal is so easy to use, and the pay in three option is very useful for short term payments, I use it whenever I have an option to pay this way Reviewed on: 6th May 2026

Outstanding 10/10

5
PayPal are great the credit plans what they do are awesome the pay in 3 is brilliant and the customer Service I've received when I've had a problem are outstanding. Reviewed on: 6th May 2026

Easy to use products.

5
Easy to use products. Transparent rates Reviewed on: 6th May 2026

Paypal - Does a Great Job

5
I use PayPal regularly and any credit has been straight forward similarly with any queries or issues, always quickly and efficiently resolved. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50589 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3715 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products