Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106679 reviews)

View other PayPal products

4.90

Based on 106,679 reviews, last reviewed 14th May 2026

2576150% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good credit card. Very good credit card. I can spend on any pos machine Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106679)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Its a great way to pay monthly for that costly items.

Its a great way to pay monthly for that costly items. You decide the terms..how much and how long for. Recommend to everyone. Reviewed on: 6th May 2026

I put my trust in paypal

Service is excellent from just paying for an order safely , can have the option to pay for larger purchase in 3 easy payments. If you return anything that you have purchased paypal deal with a refund quickly. Customer service is outstanding. Reviewed on: 6th May 2026

PayPal is so easy to use, and the pay in three optio...

PayPal is so easy to use, and the pay in three option is very useful for short term payments, I use it whenever I have an option to pay this way Reviewed on: 6th May 2026

Outstanding 10/10

PayPal are great the credit plans what they do are awesome the pay in 3 is brilliant and the customer Service I've received when I've had a problem are outstanding. Reviewed on: 6th May 2026

Easy to use products.

Easy to use products. Transparent rates Reviewed on: 6th May 2026

Paypal - Does a Great Job

I use PayPal regularly and any credit has been straight forward similarly with any queries or issues, always quickly and efficiently resolved. Reviewed on: 6th May 2026

Always an easy service to use , makes paying straigh...

Always an easy service to use , makes paying straight forward. Good value for money too! Reviewed on: 6th May 2026

I've been using PayPal for years and never had any i...

I've been using PayPal for years and never had any issues so when they came out with PayPal credit I took advantage of it when booking flights to give myself peace of mind. Reviewed on: 6th May 2026

Great experience love to use to split up big purchas...

Great experience love to use to split up big purchases as I am not great at saving on my own. Reviewed on: 6th May 2026

I have always used PayPal for any payment.

I have always used PayPal for any payment. To send money to my friends and family. PayPal never failed me. It so much easier than other money apps. Reviewed on: 6th May 2026

Alternative products

Payments
from PayPal 4.91 from 3715 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub