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PayPal: PayPal Credit reviews

4.90
Based on 106,746 reviews, last reviewed 14th May 2026
2579100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy PayPal is easy and flexible and helps spread repayments when you need it! Would definitely recommend Reviewed on: 14th May 2026
Matt c's avatar
Matt c

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106746)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is fast, secure, and incredibly easy to use.

5
PayPal is fast, secure, and incredibly easy to use. Transactions are smooth, buyer protection gives peace of mind, and it’s accepted almost everywhere. A reliable service I trust. Reviewed on: 6th May 2026

Very good for me because it spread my burden

5
Very good for me because it spread my burden Reviewed on: 6th May 2026

Great service, easy process', efficient, quick.

5
Great, easy and efficient. Quick process' Reviewed on: 6th May 2026

PayPal in 3 is just fantastic, gives me the chance t...

5
PayPal in 3 is just fantastic, gives me the chance to spread my payments without any interest . Reviewed on: 6th May 2026

PayPal has opened up a whole new world were I can pa...

5
PayPal has opened up a whole new world were I can pay over a little bit of time for just about everything I want to buy . It’s helped me manage my finances better by spreading the payments over a reasonable amount of time . Reviewed on: 6th May 2026

PayPal have always been helpful and supportive.

5
On the odd occasion that I've had to contact PayPal support, they haven't been able to do enough to help and support with my issue to get it resolved. Reviewed on: 6th May 2026

Easy to use great service and the app is well...

5
Easy to use great service and the app is well designed Reviewed on: 6th May 2026

When I feel so confident when using Paypal

5
When using PayPal you feel safe in making a purchase and also selling you know where you stand at all parts of the transaction transaction Reviewed on: 6th May 2026

Pay Pal is easy to use, with flexible options, the a...

5
Pay Pal is easy to use, with flexible options, the app is user friendly and credit or payment alternatives are superb. Emails are informative and friendly. Reviewed on: 6th May 2026

Never any issues, confidence using PayPal

5
Never any issues, confidence using PayPal Reviewed on: 6th May 2026