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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105364 reviews)

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4.90

Based on 105,364 reviews, last reviewed 12th May 2026

2515900% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best Paypal is unbeatable. One of the best apps to have Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105364)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Real Pal!

I just wanted to take a moment to say thank you. PayPal has truly been like a mate to me, helping me out during some tough times. Even when things have been tight and I’ve struggled a bit, your service has made it so much easier to manage my money and spread out payments over time. It’s been such a relief to have that kind of support and flexibility when I’ve needed it most. I’m genuinely grateful for the convenience and peace of mind you’ve provided. Thank you for being there. Reviewed on: 5th May 2026

Paypal credit is good when you are in a financial cr...

Paypal credit is good when you are in a financial crunch, being in that you can afford 4 smaller payments instead of 1 big one. My fridge and washer both broke within 2 days of each other. Having the option of the paypal credit meant I could afford to get both at the same time instead of waiting to save for each 1. Only down side is you may be tempted to indulge on more expensive/unnecessary items you wouldn't normally buy as you know you have the option to spread the cost. But its nice to be able to spoil yourself every now and then. Reviewed on: 5th May 2026

Great platform for flexibility and customer services

Great app, interest free option is always good to spread the cost over time Reviewed on: 5th May 2026

Plain Comfort

its always good to have paypal creadit for back up very trust worthy Reviewed on: 5th May 2026

PayPal are great.

PayPal are great. Love the pay in 3 instalments for bigger purchases. Reviewed on: 5th May 2026

good service

good service remindera for pay back no hidden fee Reviewed on: 5th May 2026

Safe shopping

Been using PayPal for some years now and I only checkout if I see the PayPal in the payment option as I now it is safe to buy as PayPal have got you covered from scams or anything else (Safe shopping) Reviewed on: 5th May 2026

PayPal has been a great provider of credit with clea...

PayPal has been a great provider of credit with clear milestones for repayment Reviewed on: 5th May 2026

best online payment...

Always helpful easy to use app, best online payment method by far. Reviewed on: 5th May 2026

Very easy to pay money PayPal is number one worldwid...

Very easy to pay money PayPal is number one worldwide use Reviewed on: 5th May 2026

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