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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148634 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148634)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

3 months to pay.

Very easy to use. Instant decisions. Interest free for 3 months, then a competitive interest rate. Reviewed on: 15th June 2026

Using pay pal is very convenient ,, haven’t used the...

Using pay pal is very convenient ,, haven’t used the card yet but think this a good idea , easy to transfer money etc , very good on paying back can add more or less Reviewed on: 15th June 2026

Mostly, great! Mostly...

All of the straight forward things you want to do are very straight forward. A bit of a search and away you go. But every now and then, you need something a tad more complex and it can take a bit of a faff to sort out. Reviewed on: 15th June 2026

Using pay pay for payment online shopping is easy an...

Using pay pay for payment online shopping is easy and you have a lot of option how to pay, its friendly and trusted. Reviewed on: 15th June 2026

Easy to use app and excellent customer service.

Easy to use app and excellent customer service. Reviewed on: 15th June 2026

Must have!

I never buy anything from a company that does not accept PayPal. The security with using PP is excellent. Reviewed on: 15th June 2026

Great service and very efficient

Great service and very efficient Reviewed on: 15th June 2026

Very confusing to operate, the date on which pre sch...

Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of the balance it doesn’t leave the account for days Reviewed on: 15th June 2026

Top rate great service always thier when you need them

Top rate great service always thier when you need them Reviewed on: 15th June 2026

Overall experience is good, excellent

Overall experience is good, excellent Reviewed on: 15th June 2026

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