Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106917 reviews)

View other PayPal products

4.90

Based on 106,917 reviews, last reviewed 14th May 2026

2586950% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and very convenient I’ve had a good experience using PayPal Credit so far. The application process was simple, payments are easy to manage, and it’s very convenient for s... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106917)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Having PayPal protection on payments lets me have pe...

Having PayPal protection on payments lets me have peace of mind knowing if anything goes wrong I have PayPal has my back and using PayPal to checkout is quicker and easier Reviewed on: 6th May 2026

Secure way to pay

Very convenient and easy and secure way to pay. Reviewed on: 6th May 2026

Have always found the app easy to use.

Have always found the app easy to use. The pay in 3 option is really good, never used the "credit" option yet, as interest rate is higher than my credit card usually in. Reviewed on: 6th May 2026

I have been using PayPal over 10 years and I always...

I have been using PayPal over 10 years and I always feel safe using it linking my current bank account to PayPal account gives extra layer of security. It is also widely accepted everywhere . With likes of PayPal credit and PayPal physical card I can use daily . In simple terms PayPal is just amazing Reviewed on: 6th May 2026

Great safe and easy way to pay secure payments and y...

Great safe and easy way to pay secure payments and you can track with paypal Reviewed on: 6th May 2026

Paypal is my go to payment option

PayPal is my go to payment option when purchasing online and sending money to family or friends. It is quick, easy, accessible, and makes me feel safe using it knowing my purchases are protected. The options for credit and pay in 3 are fantastic and I use them regularly for larger purchases. I love this service and would recommend it to everyone. Reviewed on: 6th May 2026

Good service, great help.

Good service, great help. Gives flexibility Reviewed on: 6th May 2026

Easy process and quick to be approved and receive th...

Easy process and quick to be approved and receive the card Reviewed on: 6th May 2026

Always happy to with services and feel protected whe...

Always happy to with services and feel protected when buying online Reviewed on: 6th May 2026

I have used PayPal for many years and only had good...

I have used PayPal for many years and only had good experiences Reviewed on: 6th May 2026

Alternative products

Payments
from PayPal 4.91 from 3715 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub