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PayPal: PayPal Credit reviews

4.90
Based on 107,012 reviews, last reviewed 14th May 2026
2591350% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective and simple process with clear communication Effective and simple process with clear communication Reviewed on: 14th May 2026
Edward S's avatar
Edward S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107012)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Using PayPal is easy and hassle free.

5
Using PayPal is easy and hassle free. Reviewed on: 6th May 2026

on time every month you don’t get in trouble

5
The reason why I’ve got them results is because every time that I’ve bought something from PayPal, it’s always been quick and fast and I could resolve otherwise I have never had no problem with trying to order or actually pay for anything. It’s a great idea and they always get back to you when your date for payment is near so you don’t forget. Reviewed on: 6th May 2026

Excellent way to spread your payments

5
Never had any issues at all and find the online system very easy to use Reviewed on: 6th May 2026

I always use it for online payments

5
I always use it for online payments Reviewed on: 6th May 2026

Quick and Easy to set up and no hassle.

5
Quick and Easy to set up and no hassle. Simply fill in the form and they do the rest. Reviewed on: 6th May 2026

Pay pal had a very good service and very easy to mak...

5
Pay pal had a very good service and very easy to make payments Reviewed on: 6th May 2026

Love the freedom to choose ways to pay at no extra c...

5
Love the freedom to choose ways to pay at no extra cost. Paying in different currency is very helpful. Paying online when not sure about seller. Complaints dealt with efficiently. Reviewed on: 6th May 2026

PayPal offer a range of excellent financial products...

5
PayPal offer a range of excellent financial products offering easily managed credit conveniently and safely.,Very accessible and manageable making purchases easy and safe backed by excellent support. Reviewed on: 6th May 2026

Customer service isn't great

3
Customer service isn't great and is run from India Reviewed on: 6th May 2026

Great fast and affordable with no hassle

5
Great fast and affordable with no hassle Reviewed on: 6th May 2026