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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148761 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148761)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great and trustworthy company.

Great and trustworthy company. Can't fault them for anything and I feel safe and secure when using the service also pay in 3 options and credit options are very useful and have good rates Reviewed on: 15th June 2026

Iam using PayPal for 10yests I doesn’t have any bad...

Iam using PayPal for 10yests I doesn’t have any bad experience I have credit card which is helping for me a lot when I move to the new unfinished flat Reviewed on: 15th June 2026

I have been using PayPal credit for years it’s been...

I have been using PayPal credit for years it’s been a life saver, not had a single problem since Reviewed on: 15th June 2026

Always had fantastic service!

Always had fantastic service when calling customer service regarding out going unauthorised payments. Resolved very quickly and efficiently. Reviewed on: 15th June 2026

Straightforward and secure.

Ease of use and security of payments are particularly important to me. Reviewed on: 15th June 2026

Outstanding Easy to use and well efficient

Outstanding Easy to use and well efficient Reviewed on: 15th June 2026

I like the fact that u can use PayPal in...

I like the fact that u can use PayPal in most stores Reviewed on: 15th June 2026

Life saver

Came in very handy when i needed it at xmas time applied for it and got it straight away payed for what i needed life saver Reviewed on: 15th June 2026

4 months 0% fantastic.

4 months 0% fantastic. Help when we needed it. Reviewed on: 15th June 2026

It does what it says.

It does what it says. I haven't had to use it lots, so can't really comment on customer service etc Reviewed on: 15th June 2026

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