Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107195 reviews)

View other PayPal products

4.90

Based on 107,196 reviews, last reviewed 14th May 2026

2599800% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent company never ever had any problems . So never really had much need to contact customer services . Only to report possible spam Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107196)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Uncomplicated!

Easy to use, no complicated forms, no card to carry around, available at point of purchase. Reviewed on: 6th May 2026

It's nice quick and easy hassle free

It's nice quick and easy hassle free Reviewed on: 6th May 2026

Love it literally use ur for everything

Simple and accessible especially on apple pay Reviewed on: 6th May 2026

I use paypal credit a lot to buy various items.

I use paypal credit a lot to buy various items. I find it easy to use and they give plenty of time to pay back before the add credit. Wasnt for paypal credit i woukd find it hard to buy irems at times. Also using paypal i find good for sending money to friends and family and vice versa Reviewed on: 6th May 2026

Good service and easy to use.

Good service and easy to use., affordable and convientent . Reviewed on: 6th May 2026

PayPal Credit helps me to purchase goods online.

PayPal Credit helps me to purchase goods online. Goods that are more expensive than I can afford at the time of purchase but gives me time to pay for them. I can pay off the cost of the goods at a price I can afford each month. Reviewed on: 6th May 2026

Fantastic !!

If I didn't get Paypal credit or Paypal pay in 3, I would not of been able to purchase the items that I did. A great way to spread the cost with no interest. Reviewed on: 6th May 2026

Easy to use, 4 months no interest is great

Easy to use, 4 months no interest is great Reviewed on: 6th May 2026

Its a useful tool to help manage my money

Its a useful tool to help manage my money Reviewed on: 6th May 2026

Great customer service I never need to worry about m...

Great customer service I never need to worry about my account it definitely safe Reviewed on: 6th May 2026

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Payments
from PayPal 4.91 from 3715 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub