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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105692 reviews)

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4.90

Based on 105,692 reviews, last reviewed 13th May 2026

2530700% increase in 5 star reviews

in the past 90 days

7500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and helpful staff however takes ages to... Easy to use and helpful staff however takes ages to get through to PayPal on the phone if you have an issue and need to talk to someone Reviewed on: 13th May 2026

Latest lowest rating:

1

Never ever trust Paypal My laptop was comprised and a £500 fraud took place using PayPal credit. PayPal just read script rubbish to me and would not stop the payment. Luckily... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105692)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal - easy processes without the jargon

I've found Paypal to be flexible with an easy to navigate app which makes tracking payments or credit really easy. I've found any emails/app info to be easy to read and easy to understand. Reviewed on: 5th May 2026

It’s been like 10 years with PayPal and they never d...

It’s been like 10 years with PayPal and they never disappoint me tbh it’s like my whole life in PayPal whenever I feel stuck they give me safe hands I just can’t say much to thanks to PayPal. Reviewed on: 5th May 2026

The credit card section can be more detailed and not...

The credit card section can be more detailed and not confusing Reviewed on: 5th May 2026

Helpful, convenient

Easy to use, smooth use. Never faced an issue in years of use. Good discount options as well. Reviewed on: 5th May 2026

Excelent and affordable with low interest rates and...

Excelent and affordable with low interest rates and pay later options Reviewed on: 5th May 2026

first class service

Easy to use, very professional first class service Reviewed on: 5th May 2026

Simple, easy application process.

Simple, easy application process.easy to make payments and see what’s outstanding Reviewed on: 5th May 2026

I used long term always excellent service.

I used long term always excellent service. Reviewed on: 5th May 2026

Convenient to use, reliable too.

Convenient to use, reliable too. Reviewed on: 5th May 2026

Great app with excellent offers !

Great app with excellent offers ! Using PayPal card almost daily. Crypto investments are clear and simple too Reviewed on: 5th May 2026

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