Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167064 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (167141)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Overall good experience very helpful

Overall good experience, helpful but very pushy staff Reviewed on: 7th July 2026

Great way to make payments

Always easy to make payments with access to ‘pay in 3’ and PayPal credit options. Reviewed on: 7th July 2026

PayPal credit is reliable and helpful when making pu...

PayPal credit is reliable and helpful when making purchases Reviewed on: 7th July 2026

Excellent service, would like to see more traders of...

Excellent service, would like to see more traders offer option Reviewed on: 7th July 2026

Options for paying in 3 interest free instalments,...

Options for paying in 3 interest free instalments, fast service, also when there is a dispute or I am not sure re payment I query it and paypal investigates within 48hrs. Clear app, I can easily see my payments and options. I am very happy using paypal. Reviewed on: 7th July 2026

Pretty straightforward,credit access exceptionally g...

Pretty straightforward,credit access exceptionally good and understanding the policy Reviewed on: 7th July 2026

My paypal usage

Used PayPal for a while now because it feels very safe to use thanks to the goods and service protection. I’m glad that PayPal is doing the credit scheme now as well I think it’s one of the more better loans out there Reviewed on: 7th July 2026

Highly recommend

Always great responses to queries and smooth transactions Reviewed on: 7th July 2026

Very easy and straightforward, applying takes seconds

Very easy and straightforward, applying takes seconds Reviewed on: 7th July 2026

I really love using PayPal for everything it’s so co...

I really love using PayPal for everything it’s so convenient to use and hassle free. I have various options like credit and debit which gives me flexibility to pay over time. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 83416 reviews
Payments
from PayPal 4.70 from 3784 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub