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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171874)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Smooth, User Friendly Experience!!

Easy processes, hassle free, simple instructions and very informative throughout. Everything was clearly explained and easy to follow, making the whole experience straightforward from start to finish. The process was well organised, communication was clear and I always knew what was expected of me at each stage. I would highly recommend this to anyone looking for a simple, efficient, and stress-free experience. Reviewed on: 7th July 2026

I have changed my jobs a couple of times so requeste...

I have changed my jobs a couple of times so requested a change in payment date, always have been met with absolute helpfulness and efficiency.Well done Paypal Reviewed on: 7th July 2026

always easy to deal with and provide solutions for a...

always easy to deal with and provide solutions for all Reviewed on: 7th July 2026

fareat service and helped me get my new ebike when m...

fareat service and helped me get my new ebike when my old one faild Reviewed on: 7th July 2026

A great way to spread the cost for something you need.

A great way to spread the cost for something you need. Reviewed on: 7th July 2026

Convenient and Dependable

I’ve been using PayPal for quite a while now, and overall it’s been a reliable and convenient way to send and receive payments. The setup was straightforward, and I like how widely it’s accepted across different websites. Transactions are usually quick, and having an extra layer of buyer protection gives me more confidence when shopping online. The app is easy to use, and I can keep track of my payments without any hassle. On the rare occasions I’ve needed support, it took a little time, but my issues were eventually resolved. Overall, PayPal has made online payments much simpler for me, and I’d happily recommend it to anyone looking for a secure and convenient payment service. I’ve also had a positive experience with PayPal Credit. It’s been a convenient way to spread the cost of larger purchases, and the application process was simple. Managing my account is straightforward, and payments are easy to keep track of. Overall, it’s been a useful and reliable option whenever I need a little extra flexibility. Reviewed on: 7th July 2026

Speed and Convenience: Sending money to friends or m...

Speed and Convenience: Sending money to friends or making purchases online takes seconds. You don't need to type in your card details on every single website, making checkout seamless. Buyer Protection: PayPal Buyer Protection is highly regarded for securing refunds on faulty items or fraudulent transactions. Flexible Payments: Services like PayPal Credit and Pay in 3 (Buy Now, Pay Later) are excellent, interest-free ways to spread the cost of larger purchases. Reviewed on: 7th July 2026

excelence if i need to barrow money for emergency us...

excelence if i need to barrow money for emergency used thanks Reviewed on: 7th July 2026

I give credit to PayPal credit.

PayPal credit is an excellent way of paying for large amounts of money, spreading the repayments over 4 months. Try to repay over that time to avoid interest, Setting up a direct debit is available to avoid missing payments and having to pay interest. Reviewed on: 7th July 2026

Very convincing to use like to sign in and almost 90...

Very convincing to use like to sign in and almost 90 percent for retailers have paypal checkout which is easier and it aslo offers instalments options Reviewed on: 7th July 2026

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