Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172285)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Convenient and easy to use, professional service and...

Convenient and easy to use, professional service and detailed website Reviewed on: 7th July 2026

Great team

I had a. Great service from company Reviewed on: 7th July 2026

Simples123

Simple easy fast effective credit Reviewed on: 7th July 2026

PayPal is very good I do find it hard for communicat...

PayPal is very good I do find it hard for communication something via message Reviewed on: 7th July 2026

PayPal are great, far better than my bank.

PayPal are great, far better than my bank. They are helpful, useful and cutting edge Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. An issues with a payment Paypal are always quick to sort it out. Reviewed on: 7th July 2026

Excellent product.

Excellent product. Makes me feel secure when buying over the internet. Reviewed on: 7th July 2026

I have used PayPal for years and it has always been...

I have used PayPal for years and it has always been a reliable system to me. It's my default online payment provider. I use it for credit, international transfers etc Reviewed on: 7th July 2026

Deals are excellent and so easy to set up

Deals are excellent and so easy to set up Reviewed on: 7th July 2026

I like that PayPal offers 4 monts at 0% and that you...

I like that PayPal offers 4 monts at 0% and that you get to collect points Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95080 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub