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PayPal: PayPal Credit reviews

4.90
Based on 106,378 reviews, last reviewed 13th May 2026
2562100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a good experience using PayPal & their cu... Always had a good experience using PayPal & their customer service. I'd recommend PayPal for making safe purchases. Reviewed on: 13th May 2026
TRACY C's avatar
TRACY C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106378)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent and fast customer service.

5
Excellent and fast customer service. The rewards are good to start with, but I wish there were more promotions and points, similar to what they have for the debit card. Reviewed on: 5th May 2026

Flawless control over my impulsive purchases all in...

5
Flawless control over my impulsive purchases all in one place. Reviewed on: 5th May 2026

Reliable PayPal

5
Very easy to use , never had a problem , will always use PayPal Reviewed on: 5th May 2026

It was very convenient and very helpful, happy to ha...

5
It was very convenient and very helpful, happy to have a PayPal Reviewed on: 5th May 2026

Paypal shows reliability

5
Paypal shows reliability. When I want to purchase something, if they accept paypal payment method, it increases my confidence on the retailer. and also becomes easy to pay directly from the app Reviewed on: 5th May 2026

PayPal is easy to use and provides a quick and easy...

5
PayPal is easy to use and provides a quick and easy service. Reviewed on: 5th May 2026

Over all satisfied.

4
Over all satisfied. Except for some occasion where it did not work. Reviewed on: 5th May 2026

very good all around

5
very good always actually never let me down always fast and reliable. never had any issues wether it’s locally or abroad with paying or receiving money or anything else’s Reviewed on: 5th May 2026

Worth it for sure

5
Thank you, not sure why having to submit it for the second time :-( Reviewed on: 5th May 2026

Well worth a look

5
Always helpful if contact about anything You know your in good well managed hands Reviewed on: 5th May 2026