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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173070)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

live going forward, maters to PayPal.

5
Ihave found it so esy to work with Paypal and do all my work on the PC and that is good at my age of 81 years,and thy have had the time to help me get a refund more than 3 times. Reviewed on: 7th July 2026

Always had a good experience.

5
Always had a good experience with PayPal, easy to use and reliable. Reviewed on: 7th July 2026

Regular reminders of up coming payments.

5
Regular reminders of up coming payments. Easy straightforward app to use and follow. Good offers on %credit and rewards Reviewed on: 7th July 2026

They are very useful and always willing to explain a...

5
They are very useful and always willing to explain all information to you in details so you completely understand what you are being charged for and how to get the most out of it. Reviewed on: 7th July 2026

Experience so far so good.

4
Experience so far so good. The credit is a very good thing for me. I pay on time as I need more credit value Reviewed on: 7th July 2026

Always found PayPal to be very straightforward and e...

5
Always found PayPal to be very straightforward and easy to use. Reviewed on: 7th July 2026

Always smooth and easy!

5
Always smooth and easy! Highly recommend Reviewed on: 7th July 2026

Excellent service

5
Excellent service,so easy to use and PayPal credit is a really big help with my finances Reviewed on: 7th July 2026

PayPal Credit is a very flexible service

5
PayPal Credit is a very flexible service with the potential to spread large transactions over several months at no cost. While you do need to monitor the expiry date for each transaction, the app makes this easy to do. Reviewed on: 7th July 2026

PayPal account

5
Very easy to use, easy application, customer services easy to contact if any issuws Reviewed on: 7th July 2026

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