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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106586 reviews)

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4.90

Based on 106,586 reviews, last reviewed 13th May 2026

2571800% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always easy to do a transaction. Always easy to do a transaction. 4 months interest free to pay back. Easy to use. Very convenient when you have no money for food I use it for iceland... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106586)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Have used PayPal credit a couple of times and always...

Have used PayPal credit a couple of times and always had a good experience with helpful customer service at all times Reviewed on: 6th May 2026

..customer support

I was completely ripped off by a seller and your customer care was woefully inadequate Reviewed on: 6th May 2026

Happy PayPal customer

I have used PayPal credit for a few years and have had no issues at all with managing my credit and always pay off balances in time so interest free. The app is so easy to use and keep tabs on my spending and I feel safe shopping online using PayPal Reviewed on: 6th May 2026

Great easy to use no issues at all brilliant app rec...

Great easy to use no issues at all brilliant app reccomend to everyone who needs something like this so hank you for all of this Reviewed on: 6th May 2026

Flexible sevice

I like the PayPal credit service which gives a lot of flexibility. Paying with PayPal is easy. Reviewed on: 6th May 2026

The service is simple and easy to use and makes cred...

The service is simple and easy to use and makes credit a breeze. Reviewed on: 6th May 2026

I like using pay in 3, helps me out a lot on simple...

I like using pay in 3, helps me out a lot on simple purchases Reviewed on: 6th May 2026

PayPal is very easy to use & extremely helpful if yo...

PayPal is very easy to use & extremely helpful if you have any problems with it! Reviewed on: 6th May 2026

PayPal is really good and better than all other plat...

PayPal is really good and better than all other platforms according to my own experience but there customer service far worst than few years before. Staff was experienced and helpful before but now they don’t understand customer’s issues and very poor English understanding or speaking. Reviewed on: 6th May 2026

Helpful for spreading costs

PayPal Credit is a convenient way to spread the cost of purchases, especially with interest-free offers. It’s easy to use and integrates well with PayPal, making checkout simple. Just be mindful of the interest rates outside promotional periods and keep track of repayments. Reviewed on: 6th May 2026

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