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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173344)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal is the convenient way to pay for items online...

5
Paypal is the convenient way to pay for items online or at a restaurant. It's easy and safe. That's what's important today because if you lose a card it's likely that the thief can simply swipe your card. You don't have to worry about loosing a card, all you have to do is remember your password. That can be change quickly if necessary. Sometime there are things online that won't take Paypal which is unfortunate. I know there are many other features like paying in three instalments or even having a card but I refuse to pay in instalments if I have to. Reviewed on: 7th July 2026

I will always use PayPal wherever possible.

5
I will always use PayPal where possible as I have complete confidence in them. I once bought an item from a company that later went bust. Thankfully, I had paid via PayPal who refunded me in full within a couple of days. Reviewed on: 7th July 2026

Great way to use money

5
It has helped me buy affordabley over time Reviewed on: 7th July 2026

Easy yet safe & secure.

5
The availability to use at any time and easy to access, yet feels safe & secure. Reviewed on: 7th July 2026

No issues

5
Never had any issues using PayPal, it is so easy to use. Reviewed on: 7th July 2026

No Issues

5
I have never had any issues with PayPal, when I spoke to them years ago, they sorted out a problem I had very promptly Reviewed on: 7th July 2026

Happy customer

5
Very happy and enquiries are dealt with instantly during phone call.thankyou Reviewed on: 7th July 2026

Superb service

4
Easy to navigate app, always kept up to date on account progress, easy to make payments and super customer service. Reviewed on: 7th July 2026

Very easy to use and very helpful when you experienc...

5
Very easy to use and very helpful when you experience a payment problem Reviewed on: 7th July 2026

very helpful

5
Pay pal has always been very helpful with competitiverates Reviewed on: 7th July 2026

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