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PayPal: PayPal Credit reviews

4.90
Based on 107,986 reviews, last reviewed 15th May 2026
2635750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It makes everything simple as I get paid through... It makes everything simple as I receive payment from Paypal! Reviewed on: 15th May 2026
KMD's avatar
KMD

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107986)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is almost perfect

5
PayPal is almost 100% easy to use in all aspects, I.e. purchasing, payments etc and I found customer service very helpful Reviewed on: 6th May 2026

Satisfied customer

4
I have used PayPal many times, I've never had any trouble with the service, I love the pay in three offers they allow me to avail of as well as the PayPal credit.I would like if they could offer a pay in four service similar to clearpay. Reviewed on: 6th May 2026

I have such a great experience with PayPal.

5
I have such a great experience with PayPal. I have PayPal credit and as well pay later. And it helps me a lot to buy things online.Thank you. Reviewed on: 6th May 2026

Fantastic customer service

5
Fantastic customer service with good understanding about the product and service. Reviewed on: 6th May 2026

Easy to use.

5
Easy to use. Always tries their best to resolve any issue. Flexible payment options. Reviewed on: 6th May 2026

Makes paying easier, and I can track everything in t...

5
Makes paying easier, and I can track everything in the app and make payments whenever I want to Reviewed on: 6th May 2026

More than just a secure way to pay.

5
Paypal is usually just a convenient way to pay for things without banding your card details about. Occassionally when things go wrong you will find out how good paypal is.... Reviewed on: 6th May 2026

I have used PayPal for years and trust them more tha...

5
I have used PayPal for years and trust them more than using a credit card, the availability of safe payment in today’s market is huge, then they couple it with a credit account to help split payments down to manageable mo the payments. Such a simple service. Reviewed on: 6th May 2026

Excellent customer support!

5
Once I’ve accidentally purchased „pay in 3”. I think 7 times? The website where I was ordering wasnt showing confirmation so I was literally pressing button wich meant that I had order the same order 7 times and when I contacted customer support lady was very nice and calm ( as I was panicking) she did cancelled all of my 7 orders :) was very pleased that this was resolved very quickly. Thank you! Reviewed on: 6th May 2026

Easy to set up and great communication

5
It’s an easy process and they have good communication every step of the way Reviewed on: 6th May 2026