Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108017 reviews)

View other PayPal products

4.90

Based on 108,017 reviews, last reviewed 15th May 2026

2637150% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal whenever I can as I find it a great way... I use PayPal whenever I can as I find it a great way of paying Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108017)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

it was there when i needed it, easy

it was there when i needed it and was easy to set up Reviewed on: 6th May 2026

Really Helpful and Worth Using More

I’ve honestly found PayPal Credit really helpful and beneficial for me so far. One thing I really like is the points/rewards side of it; knowing that the more I use it, the more points I build up and can later redeem makes it feel much more worth it. Originally, I was thinking about getting an Amex card, but at the moment I’m genuinely satisfied with PayPal Credit. It’s been easy to use, convenient, and I’m starting to use it more often because of the perks and benefits that come with it. It also gives me a bit more flexibility when managing payments, which has been useful. Overall, I’ve had a good experience with it and can definitely see myself continuing to use it more going forward. Reviewed on: 6th May 2026

It’s easy and simple.

It’s easy and simple. Gives flexibility when required and on bigger purchases helps out a lot in this day and age. Reviewed on: 6th May 2026

Love PayPal

Easy register, log in, paying everything. Excellent customer services, offers and options. Reviewed on: 6th May 2026

Always worked well for me, would recommend to others...

Always worked well for me, would recommend to others as I find it simple to use and never had any issues. Personally I use it for smaller transactions that I know I can pay off when I can, but I imagine it works well for bigger purchases too. Reviewed on: 6th May 2026

transactions are safe and protected with paypal

i have had to ring paypal before to query a transaction and bery helpful Reviewed on: 6th May 2026

Easy to use, great interest free options and user fr...

Easy to use, great interest free options and user friendly Reviewed on: 6th May 2026

Easy to use but not always efficient

Easy to use but the statements are not updated in real time and can be annoying Reviewed on: 6th May 2026

Never have any problems Brilliant services

Never have any problems. Bought products over a period of time. Reviewed on: 6th May 2026

PayPal credit allows me the flexibility of purchasin...

PayPal credit allows me the flexibility of purchasing something more expensive and giving me the opportunity to pay back what I can afford each week. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 495 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51195 reviews
Payments
from PayPal 4.91 from 3716 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub