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PayPal: PayPal Credit reviews

4.91
Based on 30,760 reviews, last reviewed 27th Apr 2025
200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love 0% for 4 months 0.% for 4 months is fabulous. I can get this every time I pay for items above £99 Reviewed on: 18th April 2025
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Ed G

Latest lowest rating:

1

Incredibly underhanded and sneaky way of conducting... Incredibly underhanded and sneaky way of conducting a business. I set up a credit agreement with PayPal Credit on the condition that they would take p... Read more Reviewed on: 27th April 2025
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30760)

Review of the PayPal, PayPal Credit:

When ever speak to PayPal they take their time so so...

5
When ever speak to PayPal they take their time so sort out the issue. Reviewed on: 25th May 2024

Great service and features

5
In the past year I have had about 2 issues and both times they have been sorted out so quickly. I enjoy the pay in 3 option as someone who’s not too keen on credit cards this has been the best alternative for me! Reviewed on: 17th June 2024

Great customer service and app is great to use

5
Great customer service and app is great to use Reviewed on: 17th June 2024

Whenever I have had to call customer services they h...

5
Whenever I have had to call customer services they have helped with my issue. Reviewed on: 17th June 2024

Excellent service, excellent app .

5
Excellent service, excellent app . Reviewed on: 17th June 2024

Always go with paypal!

5
Always go with paypal! Brilliant way to pay in 3 as a student also amazing customer service Reviewed on: 17th June 2024

Good service , reliable trustworthy

5
Good service , reliable trustworthy Reviewed on: 17th June 2024

Easy set up, management and good rates of interest.

5
It is really easy to arrange a credit account and I found the interest rates to be very competitive. Account management is really clear and simple as is checking balances. I think PayPal set responsible lending limits, and make it easy to make overpayments. Reviewed on: 17th June 2024

Hassle free shopping

5
Think it’s a very good way of paying for items online, secure no hassle any problems you can contact and get a fast reply Reviewed on: 17th June 2024

Great to use

5
Easy to use, I prefer to use PayPal as I know its secure and if I do come across any issues there is a person on the other end of the phone to help me Reviewed on: 17th June 2024

Wonderful Experience

4
The experience has been so wonderful and it has really reduced the burden of making payments immediately when buying stuffs. PayPal gives the opportunity of buying and spreading payments over a period of time Reviewed on: 17th June 2024

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