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PayPal: PayPal Credit reviews

4.91
Based on 50,552 reviews, last reviewed 9th Jun 2025
1819800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

wary good i rec mind to all my friend wary good i rec mind to all my friend Reviewed on: 9th June 2025
ben's avatar
ben

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50552)

Review of the PayPal, PayPal Credit:

I really like using Paypal, it’s fast, secure and ea...

5
I really like using Paypal, it’s fast, secure and easy to use. Plus the pay in 3 and Paypal credit is a big add on. Overall great experience Reviewed on: 26th May 2025

I use it to pay for any purchases and pay off within...

5
I use it to pay for any purchases and pay off within 4 months without interest Reviewed on: 7th June 2025

Paypal credit is an excellent service, the terms and...

5
Paypal credit is an excellent service, the terms and conditions are very fair and the customer service is always excellent.It's very fair with the credit limits it gives and the credit limit increases are optional so you don't get in to financial difficulties.I Really like paypal credit and will always champion this service. Reviewed on: 7th June 2025

Good service of PayPal credit and pay in 3.

5
Good service of PayPal credit and pay in 3. Reviewed on: 7th June 2025

I’ve been using PayPal Credit for a while now, and i...

5
I’ve been using PayPal Credit for a while now, and it’s become one of my favorite ways to manage online purchases. One of the biggest reasons I like it is the flexibility it offers. It allows me to buy what I need now and pay over time, which is incredibly helpful when making larger purchases or managing unexpected expenses. Reviewed on: 7th June 2025

I have found paypal easy to use and very good for mo...

5
I have found paypal easy to use and very good for money, especially when transferring internationally. I have really enjoyed my use of PayPal over the years and really really recommend this to anyone who is thinking of using it. Reviewed on: 7th June 2025

GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLE...

5
GREAT FANTASTIC STAFF ALWAYS HELPFUL SORT ANY PROBLEMS OUT YOU HAVE 10/10 EVERY TIME. Reviewed on: 7th June 2025

It is excellent, wouldn’t use any other service.

5
It is excellent, wouldn’t use any other service. Very easy to use and it’s flexible. Paypal credit is used by several people in my family and friends as well. Reviewed on: 7th June 2025

PAY PAL ALWAYS A FANTASTIC EXPERIENCE

5
PAY PAL ALWAYS A FANTASTIC EXPERIENCE Reviewed on: 7th June 2025

Easy and straightforward

4
Easy and straightforward, contacted regularly to remind of payment Reviewed on: 7th June 2025

Fantastic service

4
Is a fantastic way to send money to friends. but their terms can be a little strict (no airsoft/bb guns). I partially like using PayPal credit as if you pay it back within 4 months you don't have to pay interest. There is also a pay in 3 option. The main reason I use PayPal though is for the added security. Reviewed on: 7th June 2025

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