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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108093 reviews)

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4.90

Based on 108,093 reviews, last reviewed 16th May 2026

2640300% increase in 5 star reviews

in the past 90 days

7650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use & navigate, makes purchasing easy, great... Easy to use & navigate, makes purchasing easy, great to have the 4 month interest free, also the pay in 3 makes it more affordable to plan for purchas... Read more Reviewed on: 16th May 2026

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108093)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Most efficient payment processor fast, easy to use a...

Most efficient payment processor fast, easy to use and offers layers of protection for my money Reviewed on: 6th May 2026

Best Credit Service I use

Greeat and convenient service. Now with acard even better, Love the 0% over 4 months for purchases ober £100 Reviewed on: 6th May 2026

I’ve found PayPal to be an excellent service for mak...

I’ve found PayPal to be an excellent service for making purchases and splitting payments. It’s incredibly convenient, especially when sharing costs with friends or managing online transactions. The platform is easy to use, secure, and widely accepted across many retailers and websites, which makes it a reliable go-to option. Overall, PayPal simplifies payments in a way that saves time and reduces hassle. Reviewed on: 6th May 2026

I had Payin3 more than 4 times I was happy and it gi...

I had Payin3 more than 3 times I was so pleased, It gave me the opportunity to repay the loan without interest Reviewed on: 6th May 2026

Always had an easy time using PayPal and it gives me...

Always had an easy time using PayPal and it gives me security when im buying online. Never had issues with payment or refunds. Reviewed on: 6th May 2026

Excellent.

PayPal is a fast, reliable, and widely accepted payment platform that makes online transactions simple and secure. Its seamless checkout process, strong encryption, and buyer protection features provide real peace of mind. Sending and receiving money is effortless, even internationally, making it a go-to choice for both personal and business use. Overall, PayPal offers a convenient and trustworthy way to manage payments online. Reviewed on: 6th May 2026

it was there when i needed it, easy

it was there when i needed it and was easy to set up Reviewed on: 6th May 2026

Really Helpful and Worth Using More

I’ve honestly found PayPal Credit really helpful and beneficial for me so far. One thing I really like is the points/rewards side of it; knowing that the more I use it, the more points I build up and can later redeem makes it feel much more worth it. Originally, I was thinking about getting an Amex card, but at the moment I’m genuinely satisfied with PayPal Credit. It’s been easy to use, convenient, and I’m starting to use it more often because of the perks and benefits that come with it. It also gives me a bit more flexibility when managing payments, which has been useful. Overall, I’ve had a good experience with it and can definitely see myself continuing to use it more going forward. Reviewed on: 6th May 2026

It’s easy and simple.

It’s easy and simple. Gives flexibility when required and on bigger purchases helps out a lot in this day and age. Reviewed on: 6th May 2026

Love PayPal

Easy register, log in, paying everything. Excellent customer services, offers and options. Reviewed on: 6th May 2026

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