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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106783 reviews)

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4.90

Based on 106,783 reviews, last reviewed 14th May 2026

2580900% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use it for my online shoppings and It is comfortab... I use it for my online shoppings and It is comfortable for me. Also the option pay in 3 is very helpful Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (106783)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

5 stars all round

Fantastic......Never had an issue with PayPal, had my account for years. Reviewed on: 6th May 2026

Using PayPal credit is very easy.

Using PayPal credit is very easy. No issues Reviewed on: 6th May 2026

Great seevice.

Great seevice. I'm using PayPal since '99 . It came a long way. Quibk and easy to use, but safe and secure. I always loved it. PayPal credit as an additional service I use it for a few years. I am happy with it. And it's easy to use. Although it's a credit service, and I know people can have problems with overspending, but used responsibly it's great. Reviewed on: 6th May 2026

I had a great experience with PayPal credit and they...

I had a great experience with PayPal credit and they never let me down.I had recommended so many friends and family members.All of them are very happy with their excellent service Reviewed on: 6th May 2026

Good experience using PayPal credit.

I had a good experience using PayPal credit. Pay in 3 and special 0% finance deals mostly. When duplicate charged by a vendor, PayPal Credit took this forward after one email and resolved the issue within about 8 hours. However leaving balances long term is inadvisable due to high interest rates. Reviewed on: 6th May 2026

Amazing and low interest and have always used it!

Amazing and low interest and have always used it! Reviewed on: 6th May 2026

Just everything about PayPal and customer service is...

Just everything about PayPal and customer service is second to none Reviewed on: 6th May 2026

All round positive

Seamless guest journey, easy to use and feels very security protected Reviewed on: 6th May 2026

Love the fact you can borrow and it’s free interest...

Love the fact you can borrow and it’s free interest when you reimburse within 4 months! Reviewed on: 6th May 2026

Sempre que precisei foi bem atendida um atendimento...

Sempre que precisei foi bem atendida um atendimento claro e a colheita Reviewed on: 6th May 2026

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