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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175315 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175316)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always good service and feel confident buying on lin...

Always good service and feel confident buying on line with PayPal Reviewed on: 7th July 2026

When I used first time, i was like, I have everythi...

When I used first time, i was like, I have everything on my palm. Reviewed on: 7th July 2026

Purchases paid through PayPal.

All my transactions always go through PayPal without a hitch! Reviewed on: 7th July 2026

Fast transactions.

Fast transactions. Good rates. Decent points and rewards Reviewed on: 7th July 2026

I use PayPal regularly, it is straight forward and e...

I use PayPal regularly, it is straight forward and easy to use. PayPal credit is a great feature Reviewed on: 7th July 2026

Easy to use.

Easy to use. The biggest problem I have is reconciling payments with certain transactions Reviewed on: 7th July 2026

Transactions are pretty hassle free and secured

Transactions are pretty hassle free and secured Reviewed on: 7th July 2026

Excellent card

Quick and easy to use whenever or wherever you needed to pay something either online or at the shop. The best Reviewed on: 7th July 2026

Always a great option to help spread the cost of a b...

Always a great option to help spread the cost of a big purchase online. Giving me the flexibility to choose between 0% over 4 months or low interest over 12,24 or 36 months. Now with the ability to use it via Mastercard it’s a great way to use almost everywhere. Reviewed on: 7th July 2026

My experience has been very good

My experience has been very good Reviewed on: 7th July 2026

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