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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107125 reviews)

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4.90

Based on 107,125 reviews, last reviewed 14th May 2026

2596400% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Efficient and reliable I’ve been using PayPal for years and it’s proven to be very reliable as I’ve never had a problem with them. Payment is easy, flexible and straightforw... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107125)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Flexible efficient top quality service offering real...

Flexible efficient top quality service offering real value backed up by great customer service and support Reviewed on: 6th May 2026

I used PayPal credit.a hiff product

I used PayPal credit to help me pay up a purchase and the 4 months credit free is great Reviewed on: 6th May 2026

My experience has always been excellent thus far.

My experience has always been excellent thus far. Nothing to complain about. Reviewed on: 6th May 2026

Great Flexibility

I use PayPal to get that extra bit of flexibility and it helps commit to some larger purchases. Reviewed on: 6th May 2026

Its easy with spread the cost in 3 or pay within 4 m...

Its easy with spread the cost in 3 or pay within 4 months Reviewed on: 6th May 2026

Great Product

Safe feeling when you go on the internet Reviewed on: 6th May 2026

Always a reliable and reputable company who you can...

Always a reliable and reputable company who you can trust 100% Reviewed on: 6th May 2026

Their options are simple to understand and are varie...

Their options are simple to understand and are varied to suit allsorts Reviewed on: 6th May 2026

I like to use PayPal to spread payments

I like to use PayPal to spread payments Reviewed on: 6th May 2026

PayPal has been consistently reliable and easy to use.

PayPal has been consistently reliable and easy to use. Sending money is quick, online checkout is simple, and the buyer protection adds extra peace of mind when shopping. The app is straightforward, transactions are easy to track, and transfers usually go through without any issues. Overall, it’s a convenient service that makes managing online payments much easier. Reviewed on: 6th May 2026

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