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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107281 reviews)

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4.90

Based on 107,281 reviews, last reviewed 14th May 2026

2603550% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Been using PayPal for many years; customer service a... Been using PayPal for many years; customer service always was excellent, and they are expanding services. Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107281)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

simple and secure making payments easy

simple and secure making payments easy Reviewed on: 6th May 2026

I just love it!

I just love it! My favourite part is the pay in 4 months interest free if paid in full by the end of term. Very useful and practical product! Well done PayPal! Reviewed on: 6th May 2026

Practical system

Ease of use and various routes to pay. Reviewed on: 6th May 2026

If there has been an issue paypal are always very su...

If there has been an issue paypal are always very supportive to resolve the issue Reviewed on: 6th May 2026

Great way to buy items and monitor spending

Great way to buy items and monitor spending Reviewed on: 6th May 2026

Always helpful and protected great lender

Always helpful and protected keep a close eye on your lending which make them very responsible Reviewed on: 6th May 2026

Very easy to use, straightforward! Would recommend

Very easy to use, straightforward and helpful for financing Reviewed on: 6th May 2026

PayPal preferred method of payment.

PayPal preferred method of payment. Different plans available depending on spend and I use it a lot. Gives me the freedom to pay on a longer timeframe but like all credit make sure you pay it in time. Reviewed on: 6th May 2026

Credit newbie and very pleased

This is a first for me I don’t generally use credit but my experience has been a good one the procedure was fairly simple and I’m happy with the schedule Reviewed on: 6th May 2026

Paypal credit is very convenient

Paypal credit is very convenient for me to use on my phone when I am out, it feels safe and some good offers to be able to spread payments over 100 pounds. Reviewed on: 6th May 2026

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