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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175986)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fast money transfer and good exchangerate

Fast money transfer and good exchangerate Reviewed on: 7th July 2026

Paypal credit, the easy way to buy now and pay later.

PayPal credit is a simple and convenient way to buy and spread the cost over time. Reviewed on: 7th July 2026

Paypal has a great service and good pay back and int...

Paypal has a great service and good pay back and interest rate I would recommend. Reviewed on: 7th July 2026

PayPal Credit - Easy and convenient to use.

I've been using PayPal Credit for a while and find it to be a very easy and convenient way to pay for goods. I like to receive the reminder when payment is due so that I don't forget. I would highly recommend it to others. Reviewed on: 7th July 2026

Safe and secure PayPal!

I feel safer using PayPal when purchasing online. It gives me added security. I find it easy and well recognised universally that everyone I know uses PayPal Reviewed on: 7th July 2026

Reliable and helpful!

Reliable and helpful! I find using Paypal Credit to be incredibly useful in my day to day life and to help manage my finances. The option of 0% credit for 4 months gives me the flexibility to make purchases and there are plenty of warnings before interest rates kick in. There is also now greater opportunities to use it with a physical card. The only drawback is the amount of time it takes for any updates (refunds in particular) to be reflected in the account. Reviewed on: 7th July 2026

Paypal *****

Very good easy to use and set up. Reviewed on: 7th July 2026

Never had any problem with PayPal all the time I've...

Never had any problem with PayPal all the time I've been with them. Reviewed on: 7th July 2026

PayPal helps me out with bills and l am quite happy...

PayPal helps me out with bills and l am quite happy with it Reviewed on: 7th July 2026

Very Convenient

Very convenient way to make interest free purchases on high value items. Reviewed on: 7th July 2026

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