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PayPal: PayPal Credit reviews

4.90
Based on 107,322 reviews, last reviewed 15th May 2026
2605300% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast, reliable and easy to use! Fast, reliable and easy to use!! Reviewed on: 15th May 2026
Farzana B's avatar
Farzana B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107322)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal has opened up a whole new world were I can pa...

5
PayPal has opened up a whole new world were I can pay over a little bit of time for just about everything I want to buy . It’s helped me manage my finances better by spreading the payments over a reasonable amount of time . Reviewed on: 6th May 2026

PayPal have always been helpful and supportive.

5
On the odd occasion that I've had to contact PayPal support, they haven't been able to do enough to help and support with my issue to get it resolved. Reviewed on: 6th May 2026

Easy to use great service and the app is well...

5
Easy to use great service and the app is well designed Reviewed on: 6th May 2026

When I feel so confident when using Paypal

5
When using PayPal you feel safe in making a purchase and also selling you know where you stand at all parts of the transaction transaction Reviewed on: 6th May 2026

Pay Pal is easy to use, with flexible options, the a...

5
Pay Pal is easy to use, with flexible options, the app is user friendly and credit or payment alternatives are superb. Emails are informative and friendly. Reviewed on: 6th May 2026

Never any issues, confidence using PayPal

5
Never any issues, confidence using PayPal Reviewed on: 6th May 2026

I’ve had PayPal credit for years and it’s always wor...

5
I’ve had PayPal credit for years and it’s always worked well. Reviewed on: 6th May 2026

I have always found using Paypal to be good.

5
I have always found using Paypal to be good. My payment method is all set up securely in there. When I purchase something I always use paypal becuse I don't have to keep putting my card details in. Reviewed on: 6th May 2026

Very easy to use and has been helpful when I’ve had...

5
Very easy to use and has been helpful when I’ve had a dispute re a payment Reviewed on: 6th May 2026

Trust, safety and variety with Paypal

5
I trust PayPal to protect me in all my transactions and now having the credit card in my wallet I can use it for events and larger in store purchases. It’s great Reviewed on: 6th May 2026

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