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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176012 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176012)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very Good experience with PayPal.

Very Good experience with PayPal. Reviewed on: 7th July 2026

Easy safe to use, available when you need it.

Easy safe to use, available when you need it. Reviewed on: 7th July 2026

PayPal is safe, secure and easy to use.

PayPal offers me quick and easy access to pay for items online. I am disabled and don’t get out very often so the majority of my shopping is online. I know PayPal is secure and safe to use. Having the option to pay in 3 is really great. With today’s economy everything thing is just so expensive. This gives me the ability to purchase items I need, I want, I like over a period of 3 months interest free. Reviewed on: 7th July 2026

You know your money is safe

An excellent money service that’s reliable, safe and easy to use. I’ve been using for many years and will do so for many more. Reviewed on: 7th July 2026

It’s straight forward to use the 0% interest PayPal...

It’s straight forward to use the 0% interest PayPal credit offer for certain purchases. The online team are swift with answering questions Reviewed on: 7th July 2026

I like the flexibility

I like the flexibility of credit or no credit Reviewed on: 7th July 2026

I’ve been using PayPal Credit for a while now and it...

I’ve been using PayPal Credit for a while now and it’s a simple and great way to spread payments over 4 months and I’ve always found the customer service excellent and always able to answer questions and resolve issues. Reviewed on: 7th July 2026

I have been using PayPal for many years and never ha...

I have been using PayPal for many years and never had a problem Reviewed on: 7th July 2026

I’ve always had a good experience using PayPal and i...

I’ve always had a good experience using PayPal and it’s provided a safe service so you know if you are using PayPal then you are protected and aren’t getting scammed. Reviewed on: 7th July 2026

I trust PayPal because........

I haven't used this section of payPal as pay-in-three, has been perfect. I will definitely use it when I have a larger priced item to purchase. This is because I find I can trust PayPal to look after me and are quick to answer any queries or refunds as and when. A very customer orientated company. Reviewed on: 7th July 2026

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