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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108769 reviews)

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4.90

Based on 108,769 reviews, last reviewed 17th May 2026

2671300% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use PayPal Credit has been helpful and easy for me to manage. Reviewed on: 17th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108769)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Extremely easy yo use App.

Extremely easy yo use App. Response to any issues is fast Reviewed on: 6th May 2026

Great flexibility for interest free payments.

Great flexibility for interest free payments. Reviewed on: 6th May 2026

Number one option for ecommerce retail

Paypal credit is a very convenient option to spread the cost of purchases that I make on eBay. The repayment update comms and ease of use of the portal make it my number one credit option for ecommerce retail. Reviewed on: 6th May 2026

Overall experience

Paypal cutomer services are always very helpful and the website is mostly easy to navigate Reviewed on: 6th May 2026

Its cool.

Its cool. Paypal is Accepted most places, very few questions asked. Paypal does Seems secure enough. I like it's easy way to select credit or debit or pay in 3 as your preferred payment type. Never had any issues. Reviewed on: 6th May 2026

PayPal credit has been a great help when needed to d...

PayPal credit has been a great help when needed to do things such as buy food shopping and you can manage to pay back slowly. I can use the app very easily and the statements are very clear. PayPal is very secure and reliable. I would recommend it to everyone Reviewed on: 6th May 2026

Versatile System

Easy to navigate and a range of options were available. Reviewed on: 6th May 2026

Excellent experience and smooth transaction process

Excellent experience and smooth transaction process Reviewed on: 6th May 2026

Easy experience and I feel secure using it for onlin...

Easy experience and I feel secure using it for online shopping. Reviewed on: 6th May 2026

Never used credit before

Never used credit before because it’s quite scary but PayPal credit is super easy to understand! Reviewed on: 6th May 2026

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