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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176052)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Been scammed? Sorted!

As soon as PayPal are contacted re a scam, they sort it out and reimburse you immediately. Great customer service Reviewed on: 7th July 2026

I’ve used PayPal credit a few times for large purcha...

I’ve used PayPal credit a few times for large purchases. As it’s a trusted way to pay. This gives me peace of mind I’m not being scammed. It’s very easy to use and a lot quicker than other methods. It allows me to spread out my payments. Reviewed on: 7th July 2026

I have always found paypal to be extremely useful...

I have always found paypal to be extremely useful and easy to use . The option to pay in 3 is very handy, I like to pay it off early if I can which is very simple to do. Overall I think paypal is the best payment system available . Reviewed on: 7th July 2026

Very grateful for the service

PayPal credit gave me the opportunity to buy something I desperately needed, but didn't have enough cash upfront at the time. I am very grateful for the service it provides! Reviewed on: 7th July 2026

Great service

Never had any problems. On the very rare occasion I needed to get in touch my query was dealt with quickly and efficiently. Reviewed on: 7th July 2026

Good - Or What?

I've been a PayPal customer for years. I trust PayPal Reviewed on: 7th July 2026

They are good at letting you pay in 3 without...

They are good at letting you pay in 3 without interest Reviewed on: 7th July 2026

Excellent service,value for money

Excellent service,value for money Reviewed on: 7th July 2026

Good for credit.

Not used it personally but know those who have. They found PayPal very easy to deal with. Reliable in transactions and helpful with problems. Reviewed on: 7th July 2026

Love the pay off over time options

So easy to buy goods through PayPal and have the option of paying over time which you can budget for. I often purchase through PayPal and pay off over 4 months or where PayPal divides the payment into 3 equal amounts to pay. Reviewed on: 7th July 2026

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