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PayPal: PayPal Credit reviews

4.90
Based on 108,785 reviews, last reviewed 17th May 2026
2672000% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had Different Types of issues. I’ve had Different Types of issues. All of them have been resolved in a satisfactory way Reviewed on: 17th May 2026
Antony H's avatar
Antony H

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108785)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Its cool.

5
Its cool. Paypal is Accepted most places, very few questions asked. Paypal does Seems secure enough. I like it's easy way to select credit or debit or pay in 3 as your preferred payment type. Never had any issues. Reviewed on: 6th May 2026

PayPal credit has been a great help when needed to d...

5
PayPal credit has been a great help when needed to do things such as buy food shopping and you can manage to pay back slowly. I can use the app very easily and the statements are very clear. PayPal is very secure and reliable. I would recommend it to everyone Reviewed on: 6th May 2026

Versatile System

5
Easy to navigate and a range of options were available. Reviewed on: 6th May 2026

Excellent experience and smooth transaction process

5
Excellent experience and smooth transaction process Reviewed on: 6th May 2026

Easy experience and I feel secure using it for onlin...

5
Easy experience and I feel secure using it for online shopping. Reviewed on: 6th May 2026

Never used credit before

5
Never used credit before because it’s quite scary but PayPal credit is super easy to understand! Reviewed on: 6th May 2026

Pleasure to use.

5
I enjoy using the credit and it's easy to see transactions but one thing I would recommend, is a way to tell customers where there refund has been deducted off a different purchase so it's a little less confusing. Other than that I think it's great. Reviewed on: 6th May 2026

Always good to deal with especially with e bay

5
Always good to deal with especially with e bay Reviewed on: 6th May 2026

Great PayPal App and good service too!

4
I have been with PayPal for some years now and find this a really good App. Reviewed on: 6th May 2026

I love it!

5
I love it! So convenient, makes like so much easier! Reviewed on: 6th May 2026

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