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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107612 reviews)

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4.90

Based on 107,612 reviews, last reviewed 15th May 2026

2618650% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great trusted service I have been using it many years. Had no issues that could not be resolved to my satisfaction. It’s quick and convenient and I trust it. Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107612)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Pay in 3 is great.

I love the pay in 3 and the interest rates on normal credit is great, which makes things otherwise unaffordable affordable. Reviewed on: 6th May 2026

LOVE PAYPAL - SO easy to use and perfect for helping...

LOVE PAYPAL - SO easy to use and perfect for helping friends and family out - had issues before with scams and they were so helpful Reviewed on: 6th May 2026

Everything with PayPal works smoothly, yet it feels...

Everything with PayPal works smoothly, yet it feels that PayPal is slightly behind competition. Application access times something feels slow. However PayPal is most often present where it comes to flexible payment. Reviewed on: 6th May 2026

always use paypal for paying safely and securely

always use paypal for paying safely and securely Reviewed on: 6th May 2026

I’ve found PayPal Credit easy to use and understand

I’ve found PayPal Credit easy to use and understand Reviewed on: 6th May 2026

Very nice experience with PayPal

Very nice experience with PayPal Reviewed on: 6th May 2026

Good to use when and it’s authentic worry free to pa...

Good to use when and it’s authentic worry free to pay anywhere Reviewed on: 6th May 2026

Cnvenient and safe way to pay...

Paypal is a convenient and safe way to pay and it's reassuring to know help is available when having issues with retailers. I recently filed a case against a retailer who I was having problems with trying to return an item and obtain a refund, and PayPal closed the case in my favour and issued a full refund. Reviewed on: 6th May 2026

Always pleasant.

Always pleasant. Easy to communicate if any issues Reviewed on: 6th May 2026

Everything simple and easy to deal with.

Everything simple and easy to deal with. Alway prefer to use my PayPal for the extra security that comes with using pay. Reviewed on: 6th May 2026

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