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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176935)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use App and Services

Easy to use App with optiond for debit and credit cards. Pay in 3 schemes are helpful for big purchases. Reviewed on: 7th July 2026

PayPal: Where Security Meets Simplicity

Over the years, PayPal has stood out to me as one of the most recognised and dependable payment services I have used. In a world where digital transactions can sometimes feel uncertain, PayPal provides a sense of security and confidence that matters. The simplicity, reliability, and protection it offers during transactions have made my experience consistently positive. Trust is not built through words alone it is built through repeated experiences, and PayPal has earned that trust from me. Based on my personal experience, I can confidently recommend PayPal as a secure and reliable choice for everyday transactions. Reviewed on: 7th July 2026

I’ve used PayPal credit pay in 4 and pay in three fo...

I’ve used PayPal credit pay in 4 and pay in three for years. Easy way of breaking up larger purchases interest free. Reviewed on: 7th July 2026

Easy to use and very convenient would recommend

Easy to use and very convenient would recommend Reviewed on: 7th July 2026

Helpful for bigger payments.

Helpful for bigger payments. Could improve by sending reminders. Reviewed on: 7th July 2026

I had a problem with a company,I had returned an ite...

I had a problem with a company,I had returned an item and was told my refund would be on its way ,however I didn't receive it for a while ,I contacted PayPal customer service who advised me there was some kind of a dispute over my refund ,and they sorted it out very quickly and I received my refund , PayPal customer service were very helpful,polite and kind Reviewed on: 7th July 2026

Great options for payment no issues

Great options for payment no issues Reviewed on: 7th July 2026

Understood reasons and reinstated accordingly

Very understandable and took my late payment no problem Reviewed on: 7th July 2026

Very easy app to use and would recommend to anyone...

Very easy app to use and would recommend to anyone Reviewed on: 7th July 2026

Would recommend

I've used PayPal for years to avoid getting scammed in the past knowing they would be able to resolve. I used it to pay for everything online and have never had an issue. Good service. Reviewed on: 7th July 2026

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