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PayPal: PayPal Credit reviews

4.90
Based on 107,721 reviews, last reviewed 15th May 2026
2623800% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Accepted with almost every purchase online. Accepted with almost every purchase online. The pay in 3 options are really helpful Reviewed on: 15th May 2026
Scott B's avatar
Scott B

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107721)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always quick and safe to use, ease of transfers and...

5
Always quick and safe to use, ease of transfers and receipt Reviewed on: 6th May 2026

I've never had any problems with PayPal it's a easy...

5
I've never had any problems with PayPal it's a easy way to pay for your purchases Reviewed on: 6th May 2026

Ive used PayPal now for many years, it's a company I...

5
Ive used PayPal now for many years, it's a company I trust and feel safe with, PayPal is my first choice when buying online, its also convenient if you fancy splitting your payments up, you are always kept upto date and in complete control through the app or website... the online security PayPal provides keeps me feeling safe.. Reviewed on: 6th May 2026

Positive and very quick experience.

4
Positive and very quick experience. Reviewed on: 6th May 2026

Mixed experiences with refunds for missing products...

3
Mixed experiences with refunds for missing products from my orders Reviewed on: 6th May 2026

Any time I've had to speak to customer service they'...

5
Any time I've had to speak to customer service they've always been extremely helpful. Reviewed on: 6th May 2026

Never had any issues.

4
Never had any issues.Used PayPal for many years. Reviewed on: 6th May 2026

Amazing credit products.

5
Amazing credit products. Very easy to use. App is brilliant. Reviewed on: 6th May 2026

Great customer service to sort out my undelivered go...

5
Great customer service to sort out my undelivered goods Reviewed on: 6th May 2026

I'm happy with my paypal credit.

4
I'm happy with my paypal credit. Reviewed on: 6th May 2026

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