Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176853)

Easy to use and coverage is wonderful

5
Easy to use and coverage is wonderful Reviewed on: 23rd April 2026

Easy to use app.

5
Easy to use app. Lots of rewards. Good customer service when things go wrong Reviewed on: 23rd April 2026

PayPal is essential

5
PayPal is easy to use, efficient and fast. On the rare occasion I have had a problem I have sorted it out using their customer service email/online forms. Reviewed on: 23rd April 2026

Delivery cost covered

5
The easier days of having suppliers cover return delivered coat was excellent if a product was incorrectly sent or damage, this for me was and still is a way backwards. Reviewed on: 23rd April 2026

Easy to use and get rewards.

5
Easy to use and get rewards. Most safest way to pay and get paid stress free. Reviewed on: 23rd April 2026

I enjoy shopping with PayPal as I can get what I wan...

5
I enjoy shopping with PayPal as I can get what I want with 0% interest and have excellent options that meets all my financial needs Reviewed on: 23rd April 2026

Tremendous

5
Paypal has given me excellent customer service. Whenever, I have an issue with my account and I call paypal they have been of tremendous help and have always solved the issues. Reviewed on: 23rd April 2026

Easy to use, helpful if you’ve got a problem.

5
Easy to use, helpful if you’ve got a problem. Great service overall. Reviewed on: 23rd April 2026

Cannot fault service, super quick and easy for any t...

5
Cannot fault service, super quick and easy for any transaction. App makes it even easier! Reviewed on: 23rd April 2026

PayPal credit is so simple and easy to use,.

5
PayPal credit is so simple and easy to use, always my go to for paying for products online. Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98217 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3846 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products