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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176907 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176915)

The interest free option makes large purchases more...

The interest free option makes large purchases more affordable. Reviewed on: 23rd April 2026

I feel my money is safe with PayPal

I feel my money is safe with PayPal Reviewed on: 23rd April 2026

Easy to use

Easy to use clear and open paypal+ a nice bonus Reviewed on: 23rd April 2026

I have had a really positive experience using PayPal...

I have had a really positive experience using PayPal, especially because of its “Pay in 4 months promotion offer” feature, which gives me four months of interest-free payments. It’s been incredibly helpful for managing my money, as I can spread out the cost of purchases without worrying about extra charges. This flexibility makes it easier to budget and handle unexpected expenses while still being able to buy what I need. Overall, PayPal has made my financial planning more convenient and stress-free, and it’s a feature I genuinely appreciate. Reviewed on: 23rd April 2026

Very good service and happy with product.

Very good service and happy with product. It is very hand free app and user friendly Reviewed on: 23rd April 2026

Very good service and the app is good and the help i...

Very good service and the app is good and the help is go Reviewed on: 23rd April 2026

Great Service!

Very happy, always had a quick response to any queries’ Reviewed on: 23rd April 2026

Grateful and happy with service I’m glad I discovere...

Grateful and happy with service I’m glad I discovered paypal Reviewed on: 23rd April 2026

Great customer service

Always good to talk to if I have any issues and they always help in every way they can :) Reviewed on: 23rd April 2026

Fantastic

User friendly, smooth and rewarding Reviewed on: 23rd April 2026

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