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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176972 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176983)

Great service- easy to use- better than others in th...

Great service- easy to use- better than others in the industry Reviewed on: 23rd April 2026

PayPal has always been there when I have needed that...

PayPal has always been there when I have needed that little bit of time to pay for essential materials I need for running my buisness thank you Reviewed on: 23rd April 2026

Easy, quick, no fuss transactions

Easy, quick, no fuss transactions Reviewed on: 23rd April 2026

Helpful and Easy to Use PayPal Credit

PayPal Credit is really useful when you need to spread the cost of something. It’s simple to use and gives you a bit more flexibility when shopping. Reviewed on: 23rd April 2026

Great experience using PayPal Credit.

Great experience using PayPal Credit. I was able to access finances quickly and easily for the period of time I needed. The reminders about payments was a great touch and kept me on track Reviewed on: 23rd April 2026

Never had an issue that's not been resolved to full...

Never had an issue that's not been resolved to full satisfaction, appreciate it still being around as a company for so long and being trustworthy for all that time Reviewed on: 23rd April 2026

Good service

I bought a mobile and paying by paypal credit made it very easy to make the payment on monthly basis. Reviewed on: 23rd April 2026

Paypal is my No 1 way of paying

I always trust PayPal for secure payments always Reviewed on: 23rd April 2026

Excellent services!

Excellent services! Never had any problems. Reviewed on: 23rd April 2026

PayPal credit is great where it's accepted. BUT

PayPal credit is great where it's accepted, but if you try and use the card somewhere it’s not…. well, just don’t do it on anything you really want. You’ll be disappointed. It’s admin hell. For a big finance company, they have the most convoluted and frustrating login/verification/online systems I’ve ever used. Good luck… Reviewed on: 23rd April 2026

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