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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177030)

Always my 1st choice

5
Safe easy way to buy. I know I don't have to worry about buying online when I use paypal Reviewed on: 24th April 2026

It makes everything easier, especially because I can...

5
It makes everything easier, especially because I can buy many things without paying interest by splitting the cost into three monthly instalments.” Reviewed on: 24th April 2026

PayPal credit has helped with making transactions ea...

5
PayPal credit has helped with making transactions easier Reviewed on: 24th April 2026

I have been using paypal from 5 years and it has bee...

5
I have been using paypal from 5 years and it has been great specially the payment plans where i can pay my credit in 4 months with 0% interest which is great Reviewed on: 24th April 2026

Easy access for payment management

5
Easy access for payment management Reviewed on: 24th April 2026

Easy to use

5
Meould recommend paypal, i use it app the time to pay online and iy has been very convenient and easy to set up and use Reviewed on: 24th April 2026

Very easy to use, the app is great everything is eas...

5
Very easy to use, the app is great everything is easily available Reviewed on: 24th April 2026

10 out of 10 service

5
Have only had excellent service. When I have been scammed they are always there to help and refunded immediately. Customer services are 10 out of 10 Reviewed on: 24th April 2026

Any genuine company deals with PayPal so when you th...

5
Any genuine company deals with PayPal so when you the company deals with PayPal immediately know is genuine company and you can shop with peace of mind Reviewed on: 24th April 2026

Very easy and straightforward to use PayPal.

5
Very easy and straightforward to use PayPal. No hidden charges Reviewed on: 24th April 2026

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