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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109105 reviews)

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4.90

Based on 109,105 reviews, last reviewed 17th May 2026

2686850% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable service I have relied on Paypal for many of my online payments and it has been very useful for me as it provides the security and funds whenever i need it. Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109105)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The system is very easy to use.

The system is very easy to use. It is flexible which allows you to make further purchases or repay earlier. You get regular email updates, and any changes to terms are sent out well in advance and fully explained. All in all an excellent service! Reviewed on: 6th May 2026

Safe site.

Safe site..easy to use as most retailers accept Paypal... first choice for my payments knowing my purchases are covered by Paypal.. Reviewed on: 6th May 2026

What’s not to like!

What’s not to like, easy to use & the benefit of points! Reviewed on: 6th May 2026

Quick to sort any problem

I had a mishap and ordered something twice. PayPal sorted it out for me straight away. I’ve used pay pal credit and pay in 3 and have been more than happy with the experience. I love how safe PayPal is. Top marks! Reviewed on: 6th May 2026

3 month interest freeI credit

I have used PayPal 3 month interest free credit several times this has help me out financially I would highly recommend Reviewed on: 6th May 2026

Always my preferred way of buying goods on line.

Always my preferred way of buying goods on line. Never had any issues whatsoever hence never had to contact Customer Services about any issues Reviewed on: 6th May 2026

My experience is very good.

My experience is very good. I used PayPal credit first time and it was really good. Reviewed on: 6th May 2026

Great way to track and easy access

Great way to track and easy access Reviewed on: 6th May 2026

Every thing I want and the price is high I no I can...

Every thing I want and the price is high I no I can rely on PayPal to come to my rescue such a good way to spread over as I am a pensioner Reviewed on: 6th May 2026

Easy to use for all online purchases.

Easy to use for all online purchases. Reviewed on: 6th May 2026

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