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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177160)

Really love how easy it is to use.

5
Really love how easy it is to use. Have it linked to my gpay wallet and its ready when needed Reviewed on: 24th April 2026

PayPal is a great Service

5
A great service which I have used many times. Especially when you hit with unexpected things like car repairs. Reviewed on: 24th April 2026

Useful when you are wanting to spread some cost.

5
Useful when you are wanting to spread some cost. Reviewed on: 24th April 2026

Brilliant app

5
The PayPal app makes everything so streamlined and easy to use. Reviewed on: 24th April 2026

I’ve been using PayPal as a payment method payments...

5
I’ve been using PayPal as a payment method payments for a few years now. I recently got the PayPal credit card because of the benefits and the rewards it offers. Absolutely amazing. Reviewed on: 24th April 2026

Very easy to use, and their customer service is high...

5
Very easy to use, and their customer service is highly responsive. Reviewed on: 24th April 2026

Good service, always polite.

5
Good service, always polite. Low interest Reviewed on: 24th April 2026

Very helpful and professional service

5
Very helpful and professional service Reviewed on: 24th April 2026

Always had a positive experience on all aspects of P...

5
Always had a positive experience on all aspects of PayPal,I’m very confident in using this service,thankyou. Reviewed on: 24th April 2026

Easy to use, PayPal accepted broadly on products and...

5
Easy to use, PayPal accepted broadly on products and options for payments available. This has dramatically helped me to buy larger priced items I cannot afford to buy outright. Reviewed on: 24th April 2026

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