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PayPal: PayPal Credit reviews

4.90
Based on 109,179 reviews, last reviewed 17th May 2026
2690150% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good to use, very handy. Really good to use, very handy. Easy to understand, reliable. Just think there should be more ways to help to speak to someone. Reviewed on: 17th May 2026
Katy Evans's avatar
Katy Evans

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109179)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a problem with PayPal, fast and efficient.

5
Never had a problem with PayPal, fast and efficient. Reviewed on: 6th May 2026

Excellent service.

5
Excellent service. Never any issues Reviewed on: 6th May 2026

PayPall da Best

5
all good great options good credit buy now pay later 0% financing Reviewed on: 6th May 2026

One stop for all my needs

5
Easy, secure, accepted everywhere, trustworthy and deals with issues very quickly Reviewed on: 6th May 2026

In hospital missed payment couldn’t remove late fee

4
In hospital missed payment couldn’t remove late fee Reviewed on: 6th May 2026

My PayPal credit facility it’s can help me when I...

5
My PayPal credit facility it’s can help me when I need Reviewed on: 6th May 2026

I use pay credit alpt.

5
I use pay credit alpt. Like the interest free for 4 months Reviewed on: 6th May 2026

Paypal credit is very easy to use.

5
Paypal credit is very easy to use. Give you more ways to pay for item and pay later. It has been a very good experience using paypal credit Reviewed on: 6th May 2026

Easy to use, manage and good value

5
I use PayPal for secure one off payments and 0%credit. Very easy to use and manage repayments. If is my preference for secure payments rather than entering my card details to unknown sires. Reviewed on: 6th May 2026

Use PayPal anytime anywhere

5
You can use PayPal literally anywhere now with PayPal Credit card. This is amazing way to pay no matter whether it’s a hotel bill or airline ticket or other bill. Reviewed on: 6th May 2026

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