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PayPal: PayPal Credit reviews

4.90
Based on 109,224 reviews, last reviewed 17th May 2026
2692150% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy and hassle free to use great support when th... So easy and hassle free to use great support when things don’t always go to plan Reviewed on: 17th May 2026
Michelle W's avatar
Michelle W

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109224)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Smooth easy to use service

5
Smooth easy to use service, on the rare times I've had an issue everything is resolved quickly. Reviewed on: 6th May 2026

Easy communication, tracking my parcels, refunds whe...

5
Easy communication, tracking my parcels, refunds when parcels not received. Reviewed on: 6th May 2026

Really easy to use, quick response when required to...

5
Really easy to use, quick response when required to contact them. Dispute resolution is excellent and their app/website is really easy to navigate Reviewed on: 6th May 2026

Use for majority of payments, great service.

5
Use for majority of payments, both credit and normal. Easy to keep track of things on PayPal. Reviewed on: 6th May 2026

Refund process smoothly done

5
I was able to speak to a customer service agent who was able to talk me through the process and I was able to get my refund smoothly Reviewed on: 6th May 2026

great experience PayPal

5
Never had a bad experience with PayPal Reviewed on: 6th May 2026

Easy to use

5
Very easy to use and being able to paying over 4 payments has been extremely useful Reviewed on: 6th May 2026

I’ve never had any issues with PayPal.

5
I’ve never had any issues with PayPal. Reviewed on: 6th May 2026

Good useful.

5
good helped me split cost Split cost of payment easier Reviewed on: 6th May 2026

Money spread

5
Very easy too arrange and follow Reviewed on: 6th May 2026

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