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PayPal: PayPal Credit reviews

4.90
Based on 107,975 reviews, last reviewed 15th May 2026
2635200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best option for shoping. The best option for shoping.Recommend for 100% Reviewed on: 15th May 2026
Robert Zajczyk's avatar
Robert Zajczyk

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107975)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had any problems, very fast

5
Never had any problems, very fast Reviewed on: 6th May 2026

Always excellent easy to using to pay thenitems very...

5
Always excellent easy to using to pay thenitems very convenient all over the world. Reviewed on: 6th May 2026

PayPal - there for when you need the money

5
I use Paypal for things I need but can't afford in one go. pay in 4 means I can get items that would normally take me a few months to save up for. I've used this a few times and made sure to pay off the balance before the interest rate takes effect. Reviewed on: 6th May 2026

FAST PAYMENTS WITHOUT PROBLEM

5
I can always pay for my purchases very quickly and without any problems Reviewed on: 6th May 2026

Quick & Easy to use

5
Always my go to when purchasing online, quick and easy to checkout and love that we get points for spending to Reviewed on: 6th May 2026

PayPal credit is an excellent option for payment

5
PayPal credit is an excellent option for payment allowing interest free short term credit , which is super handy Reviewed on: 6th May 2026

PayPal credit is just so easy to use!

5
PayPal credit is just so easy to use! Reviewed on: 6th May 2026

My experience has been exceptional

5
My experience right from the start was exceptional and would highly recommend, I have not had anything negative I could say. Makes shopping experience a lot easier from start to finish Reviewed on: 6th May 2026

Amazing easy to use service, would highly recommend.

5
Amazing easy to use service, would highly recommend. Reviewed on: 6th May 2026

Reliable and speedy service, have used for some time...

5
Reliable and speedy service, have used for some time and happy with the service provided Reviewed on: 6th May 2026