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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177178)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service, always safe to use their service online

5
Great service, always safe to use their service online Reviewed on: 7th July 2026

I have had good experiences with PayPal.

5
I have had good experiences with PayPal. They have always backed ne up if I have had any money disputes. I have never felt more secure with my money. I ha e credit with them and have never had any issues Reviewed on: 7th July 2026

I have had good experiences with PayPal.

5
I have had good experiences with PayPal. They have always backed ne up if I have had any money disputes. I have never felt more secure with my money. I ha e credit with them and have never had any issues Reviewed on: 7th July 2026

Paypal 0% over 36mnths brilliant!

5
Was able to buy my new phone over 36months Reviewed on: 7th July 2026

Great service very easy to use.

5
Great service very easy to use. Able to completely manage from the app. Reviewed on: 7th July 2026

Smooth transaction every time I get to use it.

5
Smooth transaction every time I get to use it. It’s also versatile Reviewed on: 7th July 2026

Excellent experience with pay pal credit as it gave...

5
Excellent experience with pay pal credit as it gave me enough time to repay my payments back with out having interest. Reviewed on: 7th July 2026

Excellent service, easy to use, convient and safe wa...

5
Excellent service, easy to use, convient and safe way to purchase goods Reviewed on: 7th July 2026

A safe and secure platform easy to use and navigate .

5
A safe and secure platform easy to use and navigate . Reviewed on: 7th July 2026

Positive experience

5
My experience has been positive... Reviewed on: 7th July 2026

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