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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108003 reviews)

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4.90

Based on 108,003 reviews, last reviewed 15th May 2026

2636600% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast, easy and simple. Fast, easy and simple. Never had issues Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108003)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Convenience of PayPal credit

Easy to use and does nut delay checkout by any significant amount of time. Reviewed on: 6th May 2026

Paypal Credit is the best way to make your purchases!

I’ve been using PayPal Credit for a while now, and I can honestly say it’s made managing my online purchases much easier. The application process was straightforward, and I was approved quickly, which meant I could start using it almost immediately. One of the biggest advantages for me is the flexibility it offers. Being able to spread the cost of purchases over time has really helped with budgeting, especially for larger or unexpected expenses. I also appreciate the promotional offers, like interest-free periods on certain purchases, which make it even more convenient and cost-effective when used responsibly. The integration with PayPal is seamless, so whenever I check out online, it’s right there as an option. That convenience saves time and makes the whole process feel smooth and secure. I also like how easy it is to track my spending and repayments through my account. Overall, I’m really happy using PayPal Credit. It’s reliable, easy to use, and gives me that extra financial flexibility when I need it. As long as you stay on top of repayments, it’s a very useful tool for managing purchases. Reviewed on: 6th May 2026

Great service and amazing experience,always there wh...

Great service and amazing experience,always there when you need it Reviewed on: 6th May 2026

Great Service

Easy to use, it gives me peace of mind knowing paypal have great customer services. If ever I have needed help, they have been excellent. Reviewed on: 6th May 2026

Safe Transactions...

Ive been using PayPal for many years and have always had a positive experience. I feel that my transactions are safe. Reviewed on: 6th May 2026

Paypal makes shopping easy

PayPal makes shopping easy for me both online and in store. Customer service is excellent as they have helped me resolve issues a couple of times. Reviewed on: 6th May 2026

Fantastic flexible services, available everywhere

Fantastic flexible services, available everywhere Reviewed on: 6th May 2026

Quick and easy

Very easy to set up and a quick process. Simple methods and a fast response. Confirmation received almost immediately. Reviewed on: 6th May 2026

never had a problem always reply quick

never had a problem always reply quick Reviewed on: 6th May 2026

Safer and customer friendly

IThe main reason I stay with the PayPal app is the Buyer Protection. I had a recent issue with an unfulfilled order, and the Resolution Center within the app made it easy to track my dispute and get my money back. I also appreciate the real-time notifications for every transaction; it gives me peace of mind knowing exactly when and where my money is moving. The end-to-end encryption makes me feel much safer than entering my card details on random sites Reviewed on: 6th May 2026

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