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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177208 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177213)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

good experience in London and Europe

good experience in London and Europe Reviewed on: 7th July 2026

They’ve never let me down, even if i miss a payment...

They’ve never let me down, even if i miss a payment by accident, they send me out a letter to remind me to pay. Ive used paypal for years and i don’t think il ever stop Reviewed on: 7th July 2026

Really easy to make purchases with Pay Pal credit

Really easy to make purchases with Pay Pal credit, very easy to choose which type of credit plan you would prefer to use. Also credit plans are so easy to manage in the Pay Pal app, such as making payments towards specific plans. Reviewed on: 7th July 2026

I’ve been using PayPal Credit for years, and it has...

I’ve been using PayPal Credit for years, and it has never let me down. The application process was straightforward, payments are easy to manage, and everything works smoothly. It’s been a reliable way to spread the cost of purchases when needed. I’ve had a great experience throughout the years and would happily recommend it. Reviewed on: 7th July 2026

Have been using paypal for many years now.

Have been using paypal for many years now. Happy with the service. Reviewed on: 7th July 2026

PayPal: the wallet I can count on

I have never had a bad customer service experience with PayPal. They have been very efficient and helpful the times I have contacted them. Reviewed on: 7th July 2026

Overall excellent.

Overall excellent. They handle the complaints Very efficiently Reviewed on: 7th July 2026

It’s easy to use and helpful for spreading costs, th...

It’s easy to use and helpful for spreading costs, the app is useful to help with payments Reviewed on: 7th July 2026

M.onthly statement

The monthly statement is very difficult to understand. Terms of service not clear either. It is easy to end up with charges. Reviewed on: 7th July 2026

Excellent service and gives the flexibility I need

Excellent service and gives the flexibility I need Reviewed on: 7th July 2026

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