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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108034 reviews)

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4.90

Based on 108,034 reviews, last reviewed 16th May 2026

2637850% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient Very convenient & easy to spread payment Reviewed on: 16th May 2026

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108034)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal had helped me a lot when I needed to book Hot...

Paypal had helped me a lot when I needed to book Hotels and flights with an option pay instalment or pay with no interest within a given time frame. Reviewed on: 6th May 2026

Easy and quick access

It's simple to use, you can spread your payments and is very secure Reviewed on: 6th May 2026

Fantastic Service

I have had a few issues with vendors, i used paypal to buy this and that, and paypal sorted all the issues out , without issues. Reviewed on: 6th May 2026

I always use pay pal for online payments and purchas...

I always use pay pal for online payments and purchases where it's available, it's easy and gives me peace of mind with the security aspects. Reviewed on: 6th May 2026

Poor service

Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wouldn’t listen to me at all. I had to get the financial ombudsmen involved and lo and behold my account was reinstated and they apologised. I no longer trust pay pal and they treated me (a customer of 15 years) like garbage Reviewed on: 6th May 2026

Easy to use and have provided a good service with mi...

Easy to use and have provided a good service with minimal interest charge Reviewed on: 6th May 2026

Always a quick and easy transaction and the app is r...

Always a quick and easy transaction and the app is really good Reviewed on: 6th May 2026

Paypal Credit - I'd buy that for a dollar!

Always been a pleasant experience the apps is easy to use and understand and the service is easy to use. Reviewed on: 6th May 2026

Good customer service.

Ive contacted pay pal and number of time and they are always very helpful. I would recommend . I would like to increase my limit and they helped in a positive way. Reviewed on: 6th May 2026

Very useful to pay for gadgets or holidays.

Very useful to pay for gadgets or holidays. Been using it for years to split costs for my photography and electronics hobbies. Reviewed on: 6th May 2026

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