Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108080 reviews)

View other PayPal products

4.90

Based on 108,080 reviews, last reviewed 16th May 2026

2639750% increase in 5 star reviews

in the past 90 days

7650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love using pay pal. Love using pay pal. Only thing id like to see is money coming out of the bank bit faster then it does Reviewed on: 16th May 2026

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108080)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

love Paypal

I use PayPal for most of my online purchases because it’s very simple and convenient. It securely stores my card information, making checkout quick and easy every time. I like how fast the payment process is, and it works smoothly on most websites. Reviewed on: 6th May 2026

Great service, especially pay in 3.

Great service, especially pay in 3. Reviewed on: 6th May 2026

Simple, Flexible and Reliable Payment Solution

I’ve been using PayPal Credit for a while now and overall I’ve had a very positive experience. It’s convenient and easy to use, especially when I need a bit of flexibility with payments. The application process was straightforward, and I like being able to spread the cost of purchases when needed. The app is user-friendly, and I can easily keep track of my spending and payments. Customer service has been helpful when I’ve needed support, and everything feels secure and reliable. Overall, it’s a great option for managing finances and making purchases more manageable. I would definitely recommend it to others. Reviewed on: 6th May 2026

We are using paypal for a long time.

We are using paypal for a long time. We never had any issues, and if something happened we called customer service and they helped us straight away. Reviewed on: 6th May 2026

Made for Life!

Easy to manage account and keep track of spending and track purchases ordered online. Reviewed on: 6th May 2026

Always have good experience with PayPal & they try &...

Always have good experience with PayPal & they try & sort your problems out promptly. Reviewed on: 6th May 2026

Paypal had helped me a lot when I needed to book Hot...

Paypal had helped me a lot when I needed to book Hotels and flights with an option pay instalment or pay with no interest within a given time frame. Reviewed on: 6th May 2026

Easy and quick access

It's simple to use, you can spread your payments and is very secure Reviewed on: 6th May 2026

Fantastic Service

I have had a few issues with vendors, i used paypal to buy this and that, and paypal sorted all the issues out , without issues. Reviewed on: 6th May 2026

I always use pay pal for online payments and purchas...

I always use pay pal for online payments and purchases where it's available, it's easy and gives me peace of mind with the security aspects. Reviewed on: 6th May 2026

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Loan
from Snap Finance 4.89 from 369 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub