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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177318)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've been using paypay for may years.

5
I've been using paypay for may years.. Best way to manage spending borrowing and splitting cost Reviewed on: 7th July 2026

Easy and peace of mind!

5
Easy process to apply and use. Great customer service and peace of mind. Reviewed on: 7th July 2026

I find PayPal very easy to use and am assured by its...

5
I find PayPal very easy to use and am assured by its customer protection Reviewed on: 7th July 2026

Always very good, never had an issue, use paypal cre...

5
Always very good, never had an issue, use paypal credit, like the new points system Reviewed on: 7th July 2026

Had PayPal since day super reliable and helped me th...

5
Had PayPal since day super reliable and helped me throughout the years Reviewed on: 7th July 2026

Wonderful offered me an opportunity for credit and a...

5
Wonderful offered me an opportunity for credit and a chance to pay back interest free what more could you ask for? Reviewed on: 7th July 2026

Paypal has bren great especially the pay in 3 options.

5
Paypal has bren great especially the pay in 3 options. Reviewed on: 7th July 2026

PayPal is my 1st choice without a doubt.

5
PayPal is my 1st choice without a doubt. Flawless transactions with interesting features! Reviewed on: 7th July 2026

I love PayPal credit and have used it for a few years.

5
I love PayPal credit and have used it for a few years. It’s a great way to spread the cost purchases by monthly payments Reviewed on: 7th July 2026

It’s amazing i really love it , user friendly , good...

5
It’s amazing i really love it , user friendly , good customer service Reviewed on: 7th July 2026

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