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PayPal: PayPal Credit reviews

4.90
Based on 109,450 reviews, last reviewed 18th May 2026
2702750% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is simple, reliable, safe and convenient. PayPal is simple, reliable, safe and convenient. It enables you to budget and keep track of finances and offers options that other providers don't. Ap... Read more Reviewed on: 18th May 2026
Eileen Brown's avatar
Eileen Brown

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109450)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very useful and very easy

5
I find PayPal Credit very useful and very easy to set up. It's a great way of managing larger transactions to make them easier to deal with. Reviewed on: 6th May 2026

PayPal credit is great so easy and never had any iss...

5
PayPal credit is great so easy and never had any issues, used it for years would 100% recommend to friends and family Reviewed on: 6th May 2026

Paypal interest deals are brilliant!

5
PayPal Credit has always offered me good interest deals when buying big purchases which defo helps in the long run, also the option to pay off anything owed earlier is a great benefit. Reviewed on: 6th May 2026

Extremely satisfied with services provided

5
Extremely satisfied with services provided Reviewed on: 6th May 2026

Good experience so far

5
Good experience so far - I have only use this for a few months but it is great Reviewed on: 6th May 2026

Always an easy application process for credit.

5
Always an easy application process for credit. It's faultless and a smooth process regardless of which retailer you're purchasing from. Reviewed on: 6th May 2026

Great business looking after it's customers

5
Great business looking after it's customers Reviewed on: 6th May 2026

Great options when buying products.

5
Great options when buying products. Reviewed on: 6th May 2026

PayPal is easy to use

5
PayPal is easy to use and great to spread the cost of things. Using PayPal also provides security if I am not happy with my purchases for whatever reason. Most places accept PayPal making it really useful Reviewed on: 6th May 2026

Always helpful to spread the cost of an item

5
Always helpful to spread the cost of an item Reviewed on: 6th May 2026

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