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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108382 reviews)

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4.90

Based on 108,382 reviews, last reviewed 16th May 2026

2653300% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient method of payment It's a convenient method of payment that's easy to access and manage. Also, it provides peace of mind knowing you are guaranteed recourse if something... Read more Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108382)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The safe and secure way to pay.

Safe and secure payments. Credit available if I need it. Disputes with sellers settled and refunds obtained. Reviewed on: 6th May 2026

Had pay pal for years and never had any trouble with...

Had pay pal for years and never had any trouble with them Reviewed on: 6th May 2026

I can’t fault their service at all

I can’t fault their service at all Reviewed on: 6th May 2026

most secure way for payments.

most secure way for payments. very easy to use optional to apply for Paypal credit. They also have 0% interest if payed before a certain time which is better than most if not all credit cards Reviewed on: 6th May 2026

Always easy to use and PayPal always at hand when yo...

Always easy to use and PayPal always at hand when you need it Reviewed on: 6th May 2026

I always find paypal easy and convenient to use with...

I always find paypal easy and convenient to use with payment options to suit your needs. The credit and pay in three options offer great value and can be used on multiple sites. Reviewed on: 6th May 2026

win a grand pay pal.

it is easy to use, a very quick way to pay for items on line Reviewed on: 6th May 2026

I love PayPal.

I love PayPal. So easy to use and great options for payment Reviewed on: 6th May 2026

its very easy to use and has many convenient ways to...

its very easy to use and has many convenient ways to pay for your purchases Reviewed on: 6th May 2026

SAFE, FAIR, RAPID METHODS OF PAYMENT WHEN NEEDED!

We almost all have High and Low swings in our finances, when unexpected Profits or extra costs throw one’s plans out of kilter, but when ideal buying opportunities of long sought-after products appear, it’s not always when one’s finances are in an upswing. I’ve found that PayPal’s Pay-in-three, and PayPal Credit are sometimes the exact lifeline one needs to seize opportunities as they arise. The Online, virtually immediate, process of spreading payments safely, that doesn’t hinder the Company or Marketplace selling the product at all, is there at one fingertips, and the clear follow-up with dates and amounts for repayments, interest free, is as good as it gets. The later reminders, nearer the dates of repayment, is brilliant too, so that one can plan how and when one buys/spends safely with PayPal. I’ve used PayPal for years now, and often used PayPal Pay-in-three to make sudden opportunities that present themselves a reality. An absolutely great, safe, fair and rapid method of payments. Brilliant! Reviewed on: 6th May 2026

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