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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108413 reviews)

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4.90

Based on 108,414 reviews, last reviewed 16th May 2026

2654700% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

You can try, but nothing beats paypal 5 stars You can try, but nothing beats paypal 5 stars Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108414)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s so easy to use

I don’t need to pay for interest if it’s above £99 transactions Reviewed on: 6th May 2026

The best of the best - very easy to use and very rel...

The best of the best - very easy to use and very reliable and fully legal Reviewed on: 6th May 2026

Pay pall is always there when you need them easy bro...

Pay pall is always there when you need them easy bro use and has a good after sales and has a very good customer service they when needed also it’s very flexible with my spending Reviewed on: 6th May 2026

Easy and convenient.

Easy and convenient. Never had any issues and trust their reliability Reviewed on: 6th May 2026

An evolving service

I often use PayPal when I need some extra time to make payment. It has allowed me to pay interest free over 3mths which gave me the freedom and control over my finances. I have since got a card for my wallet so I can begin to use this service just like my other other cards. Reviewed on: 6th May 2026

I've always had a good experience with PayPal, good...

I've always had a good experience with PayPal, good service and quick money transfers. Reviewed on: 6th May 2026

Quick and easy to use.

Quick and easy to use. Straight forward to access facility and payment structure simple and managable Reviewed on: 6th May 2026

Easy to use, ideal for interest free option when pur...

Easy to use, ideal for interest free option when purchasing. Good comms Reviewed on: 6th May 2026

Pay an easy way

Easy and straightforward way to spread the cost Reviewed on: 6th May 2026

It’s really helped me out when I was in a tricky sit...

It’s really helped me out when I was in a tricky situation. Very easy to apply for and trusted. Reviewed on: 6th May 2026

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