Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177900 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177905)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is very easy to use and helps me out with whe...

PayPal is very easy to use and helps me out with when credit is needed before pay week Reviewed on: 8th July 2026

Thank you

All good customer service support Reviewed on: 8th July 2026

Trying to rebuild my credit score was tough!

Trying to rebuild my credit score was proving very difficult. High APR credit cards were my only option. But hen PayPal offered me the opportunity to use PayPal credit and was a no-brainer, lower interest paired with excellent customer service and straight forward steps to complete purchases. Would recommend to everyone. Reviewed on: 8th July 2026

Excellent

I like very much PayPal. the only thing I will change is the time it takes to get the money from my bank account. I would like to be quicker. Sometimes it take days. Thank you. Reviewed on: 8th July 2026

Easy to use, great that you can add to Apple Pay.

Easy to use, great that you can add to Apple Pay. Reviewed on: 8th July 2026

Thank you Paypal

Have got a PayPal+ debit card and think it is outstanding. Points accrued equate to cash and zero charges for using abroad. I recommended to family and friends and they are delighted with the PayPal+ experience. Reviewed on: 8th July 2026

Straight foward

Straight foward and easy to navigate. Reviewed on: 8th July 2026

brilliant free service

Used PayPal for years brilliant free service feels safe and easy to use Reviewed on: 8th July 2026

MI have been with PayPal over 10 years

I have been with PayPal over 10 years and the PayPal credit has been a lifesaver washing machine broken not got money straight away to go and buy one a use my PayPal credit and it can be broken down into payments with zero interest within 3months also further options to suit your pocket. Reviewed on: 8th July 2026

All transactions are simple and if I need to get in...

All transactions are simple and if I need to get in touch the service is excellent Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98850 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub