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PayPal: PayPal Credit reviews

4.90
Based on 109,751 reviews, last reviewed 18th May 2026
2716800% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience from start to finish Great experience from start to finish, smooth transactions every time and peace of mind when it comes to my money's safety. Reviewed on: 18th May 2026
Bogdan M's avatar
Bogdan M

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026
Jack M's avatar
Jack M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109751)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent customer service!

4
Overall, very good and conviniend service. Excellent customer service! Hard to login sometimes. Reviewed on: 6th May 2026

I have used and is so easy and simple to...

5
I have used and is so easy and simple to use Reviewed on: 6th May 2026

I've been used PayPal for a good couple of years nev...

5
I've been used PayPal for a good couple of years never had a problem.... Best Reviewed on: 6th May 2026

Great service and protection when you purchase

5
Great service and protection when you purchase Reviewed on: 6th May 2026

Love paypal

4
I have been using PayPal for years and it’s always been a great option for paying online Reviewed on: 6th May 2026

Just quick and easy to use and decent funds to get y...

5
Just quick and easy to use and decent funds to get you started and ever need anything and no funds the credit comes in handy knowing don't need to borrow of anyone else Reviewed on: 6th May 2026

Very effective and effecient service

5
Very effective and effecient service Reviewed on: 6th May 2026

good credit options on purchases

5
good credit options on purchases Reviewed on: 6th May 2026

Always resolve my concerns an they are there to help...

5
Always resolve my concerns an they are there to help and when I want to pay in 3 times give that option very happy with PayPal Reviewed on: 6th May 2026

Always helpful and easy to use when needed.

5
Always helpful and easy to use when needed. App is clear and customer service easy to contact Reviewed on: 6th May 2026

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