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PayPal: PayPal Credit reviews

4.90
Based on 108,477 reviews, last reviewed 16th May 2026
2657700% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I love PayPal it's the easiest payment method to use with multi choices Reviewed on: 16th May 2026
Debbie j's avatar
Debbie j

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108477)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Clear info Prompt refunds as required

5
Clear info Prompt refunds as required Reviewed on: 6th May 2026

Great company

5
Easy and great app to use, quick and efficient customer services Reviewed on: 6th May 2026

Excellent service quick and prompt on the phone

5
Excellent service quick and prompt on the phone Reviewed on: 6th May 2026

Always great.

5
Always great. Fantastic way to pay for items and helps you pay over time instead of in one big transaction Reviewed on: 6th May 2026

Fantastic company

5
I have been using PayPal for years now I’ve never had any issues. Really easy app to use great advice when needed. Reviewed on: 6th May 2026

A safe, reliable and cost effective service.

5
A safe, reliable and cost effective service. No fuss, easy to apply and offers a helpful way to cost effectively spread payments over a few months. Excellent! Reviewed on: 6th May 2026

Enjoying Paypal service every day

5
Enjoying Paypal service every day Reviewed on: 6th May 2026

When purchasing items online, I use paaypal to pay i...

5
When purchasing items online, I use paaypal to pay in 3, it is very simple to use. When you have disputes PayPal act as mediation which I find very helpful. Reviewed on: 6th May 2026

Reliable, trustworthy system that is accountable and...

5
Reliable, trustworthy system that is accountable and works every time. Reviewed on: 6th May 2026

Paypal credit is excellent 3 months keeps me fro...

5
Paypal credit is excellent and 3 months interest free keeps me from over spending Reviewed on: 6th May 2026

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