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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108594 reviews)

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4.90

Based on 108,594 reviews, last reviewed 16th May 2026

2663100% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Great apart from contactless is refused more times t... Great apart from contactless is refused more times than necessary. Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108594)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent financial instrument

I have a very positive experience using PayPal I found using the service very efficient and user friendly. Reviewed on: 6th May 2026

Nothing special PayPal is still the same for years

Nothing special PayPal is still the same for years Reviewed on: 6th May 2026

I made to orders in December from Debenhams I sent b...

I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal I have complain about 20 times and still not had my refund Reviewed on: 6th May 2026

No issues

No issues. Easy to use and good customer service Reviewed on: 6th May 2026

A good and easy way to spend money, it is quite help...

A good and easy way to spend money, it is quite helpful the “spread the cost” concept. Help a lot with the times we are living in. Reviewed on: 6th May 2026

A great way to get trouble out of the way if you are...

A great way to get trouble out of the way if you are money mindful Reviewed on: 6th May 2026

Never had a problem with PayPal excellent customer s...

Never had a problem with PayPal excellent customer service they could update there payment system so when you do pay PayPal credit it comes out straight away instead of at night Reviewed on: 6th May 2026

Very easy to use and staff very understanding when a...

Very easy to use and staff very understanding when a issue arises Reviewed on: 6th May 2026

Easy and Safe Way to Shop

PayPal made shopping so much easier and safe. The process is quick, simple, and convenient, especially when buying online. I like that payments feel secure and everything is easy to manage in one place. PayPal Credit has also helped make larger purchases more flexible by spreading the cost when needed. Reviewed on: 6th May 2026

I've found this service very easy to use

I've found this service very easy to use and manage, and it is accepted in most places. Reviewed on: 6th May 2026

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