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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109931 reviews)

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4.90

Based on 109,931 reviews, last reviewed 18th May 2026

2725100% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick & easy Quick and easy payments with PayPal Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109931)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use.

Easy to use. And safe. Peace of mind when shopping online. Reviewed on: 7th May 2026

Its a very convenient and quick tool to purchase items.

Its a very convenient and quick tool to purchase items. Its safe and had great rates Reviewed on: 7th May 2026

Always excellent service.

Always excellent service. If I've had a problem with a seller report to pay pal and it gets sorted. Reviewed on: 7th May 2026

Good option to chooce for Finance

Good option to chooce for Finance Reviewed on: 7th May 2026

PayPal is great

PayPal has been excellent for my personal use. It makes online shopping and sending money to friends and family quick, easy, and convenient. The app is very user-friendly, and I appreciate the added security of not having to enter my bank card details on multiple websites. Transactions are usually instant, and whenever I’ve needed assistance, I’ve received great service each time I’ve called. The customer service team has always been helpful, professional, and efficient. Overall, PayPal has been reliable, secure, and stress-free to use, and I would definitely recommend it to others. Reviewed on: 7th May 2026

PayPal has been excellent to use.

PayPal has been excellent to use. It's fast, secure, and very reliable. Transactions are smooth, customer support is helpful, and the app is easy to navigate. It makes sending and receiving payments simple and stress-free. Highly recommended! Reviewed on: 7th May 2026

Easy to use app, never had any issues.

Easy to use app, never had any issues. Pay in 3 and PayPal credit limit is great. Simple to use and good value for money. Could do with being able to use it at all shops as some don’t support it. Reviewed on: 7th May 2026

Very easy and efficient.

Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

Pay pal credit was excellent I needed to order an it...

Pay pal credit was excellent I needed to order an item but was short on funds but with PayPal credit I paid for the item and then every month just paid the remaining balance off no hassle no street no worry will use again Reviewed on: 7th May 2026

Amazing!

Amazing, as other creditor companies are not offering this type of services Reviewed on: 7th May 2026

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