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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108614 reviews)

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4.90

Based on 108,614 reviews, last reviewed 16th May 2026

2664100% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Satisfied Satisfied with the service and user friendly App Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108614)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always pay online with PayPal because it's reliable

Always pay online with PayPal because it's reliable Reviewed on: 6th May 2026

Useful Service

Easy to use, flexible, helpful. Great offers Reviewed on: 6th May 2026

Easy to use.

Easy to use. Gives you the facility to pay in various ways, making it a more pleasant experience Reviewed on: 6th May 2026

PayPal have been more than accommodating for me and...

PayPal have been more than accommodating for me and my needs in this financial crisis. I haven’t been an ideal customer because of the obvious difficulties, but PayPal have done everything they can to help me and has been more than understanding Reviewed on: 6th May 2026

"I’ve been using PayPal Credit for a few months and...

"I’ve been using PayPal Credit for a few months and really appreciate the 0% interest for 4 months on any purchase over £99. It’s a great way to spread the cost of larger items without extra fees, and the integration into the standard PayPal checkout makes it incredibly easy to use. Just make sure to pay it off before the 4 months are up to avoid the standard APR!" Reviewed on: 6th May 2026

Excellent customer service

PayPal is readily available online and is very easy to use. I have been using them for years and have never had any problems with them. If you have to ring for anything they deal with it very promptly Reviewed on: 6th May 2026

Very handy

Very handy when need extra credit to buy things i need now and pay later Reviewed on: 6th May 2026

As a small business owner, PayPal credit makes it ea...

As a small business owner, PayPal credit makes it easy so that I can provide for my business effectively and it’s a really fair system. I really love how people makes it easy for me to receive payments from my clients and for me to send payments out it’s really helpful to have a banking provider online. That is as effective as PayPal. Reviewed on: 6th May 2026

Payment Safety

Always know that this is a completely safe way to pay for goods. Reviewed on: 6th May 2026

It is a good experience to use PayPal Credit.

It is a good experience to use PayPal Credit. The best is the pointing system which is a bonus. Reviewed on: 6th May 2026

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