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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178189 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178207)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A useful application .

A useful application . When I don't have all the money at once, it's perfect that I can take it in 3 installments Reviewed on: 8th July 2026

Pay pal is the ONLY service I use other than my bank...

Pay pal is the ONLY service I use other than my bank as I trust them, PayPal has been their for me for year on eBay and helping me pay things over times with low rates, if it wasn't for PayPal I'd be in debt and struggling every month, but with PayPal help I never in the red and they make it so easy I've never had a problem with PayPal but they have sorted every problem I've had with thing I have bought through them Reviewed on: 8th July 2026

I have been using PayPal credit for a few years, and...

I have been using PayPal credit for a few years, and have had no issues whatsoever. Its a great way to breaking down finances. Interest and notifying when you need to make next payment could be a bit more transparent. Reviewed on: 8th July 2026

It’s very easy service to use and you can use all ov...

It’s very easy service to use and you can use all over the world Reviewed on: 8th July 2026

Always good allows mixed currency payments and excel...

Always good allows mixed currency payments and excellent secure payment system Reviewed on: 8th July 2026

A great service and alternative to a credit card.

A great service and alternative to a credit card. App is good for staying on top of upcoming payments Reviewed on: 8th July 2026

Great CC use it all the time for online purchasing a...

Great CC use it all the time for online purchasing and credit card Reviewed on: 8th July 2026

Peace of mind

PayPal is my first choice for payment as it easy but most of all safe and secure. Reviewed on: 8th July 2026

Always helpful and listen.

Always helpful and listen. Complaints against sellers are thoroughly investigated Reviewed on: 8th July 2026

Great service with interest free payment options.

Great service with interest free payment options. Highly recommended. Reviewed on: 8th July 2026

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