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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110105 reviews)

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4.90

Based on 110,105 reviews, last reviewed 18th May 2026

2732750% increase in 5 star reviews

in the past 90 days

8050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is always my first go to especially when offe... PayPal is always my first go to especially when offering pal later and pay in 3 Reviewed on: 18th May 2026

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110105)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Flexible and clear options

Love the pay in 3 option and interest free 4 month credit option. Easy to repay earlier. Helps with budgeting Reviewed on: 7th May 2026

PayPal has helped me with many things and many situa...

PayPal has helped me with many things and many situations when things might not have been possible otherwise. Thank you PayPal. Reviewed on: 7th May 2026

Very useful credit tool!

Very useful credit tool! Easy to use online and helpful to use to spread the cost of some wedding essentials. Reviewed on: 7th May 2026

PayPal credit gives me a trusted line of credit that...

PayPal credit gives me a trusted line of credit that allows me more flexibility from a provider I trust. I do have a line of credit with my physical bank, but PayPal gives me access to credit online more easily, and I know I'm still protected. Reviewed on: 7th May 2026

The best credit provider I’ve come across

PayPal Credit is the best credit provider I’ve experienced. It all runs simply through the PayPal app where you can keep track of credit and repayments. The only downsides are that not all service providers accept PayPal and that however you dress it up, credit is a debt that you will owe with interest. The upsides are that it is simple to use, easy to track and you can set a direct debit for monthly repayments. Reviewed on: 7th May 2026

I have PAYPAL for many years and they improve vastly.

I have PAYPAL for many years and they improve vastly. I am very impress and happy with their service Reviewed on: 7th May 2026

Eases the financial burden...

I needed financial help and PayPal provided it, making it easy for me to spread the costs. Reviewed on: 7th May 2026

Excellent and efficient.

Excellent and efficient. The paypal credit app is so easy to use and keeps me track on how much i have spended on my card. Reviewed on: 7th May 2026

No problems and fast transactions

No problems and fast transactions Reviewed on: 7th May 2026

Had a deduction from my PayPal account which I hadn'...

Had a deduction from my PayPal account which I hadn't authorised and received a full refund the same day. Reviewed on: 7th May 2026

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